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CSR Approval

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Anonymous
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CSR Approval

Hello,
Just wanted to get a point of reference on APR's others have gotten on their CSR. My SL is 28.6k APR is 23.24.

My scores were around 720.

It's a solid SL, but does APR seem high?
Message 1 of 19
18 REPLIES 18
Anonymous
Not applicable

Re: CSR Approval

Congrats on your approval and monster SL !!!!

what income you provide ?

 

 

 

Message 2 of 19
Anonymous
Not applicable

Re: CSR Approval

Thank you!

Income provided was $130k annually
Message 3 of 19
Marz2002
Senior Contributor

Re: CSR Approval

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on your Approval and your LEGENDARY SL!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 4 of 19
Anonymous
Not applicable

Re: CSR Approval

Thank you!
Message 5 of 19
Anonymous
Not applicable

Re: CSR Approval

Sweet! Congrats on your new CSR card! Smiley Happy

Message 6 of 19
Anonymous
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Re: CSR Approval

Tyvm!
Message 7 of 19
Anonymous
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Re: CSR Approval

Congrats and nice SL.  I was approved for CSR back in Oct '18 with SL of $ 14,600 and APR of 22.24%.  At the time my scores were maybe 10-15 points higher than yours with slightly higher reported income.  The APR range on the CSR is currently 19.24% to 26.24%, so you didn't get the best nor the worst rate.  However, if you always PIF on or before the due date, the APR is irrelevant.

Message 8 of 19
Anonymous
Not applicable

Re: CSR Approval

EDIT: I’m so sorry for not reading the thread thoroughly. I have the CSP, not the Reserve. I want the CSR but I won’t apply until my scores are higher.

I was approved in October ‘18.

My APR is 25.24% and my SL is $12K. Income is about $120K.
Message 9 of 19
Anonymous
Not applicable

Re: CSR Approval

115F4_congarats.gif

Awesome SL!

Message 10 of 19
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