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CSR Approved $17.6k!!!

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Established Member

CSR Approved $17.6k!!!

Randomly applied for a CSR during my morning meeting and got approved with a $17,600 limit. They pulled my Experian report.

 

(2) Student Loans (rehabbed from previous delinquent Navient loans):

Nelnet: $1,827
Nelnet: $5,522


(1) Credit Cards:
American Express Platinum (Authorized User): $0

 

Scores (12/15/2019):
myFico EQ8: 742
myFico EX8: 632
myFico TU8: 644


Age: 36
Rent: $3700/mo
Income: ~$170,000/yr
AAoA: 11yr 9mo
AoOA: 17yr 5mo
0/24 - Age of Most Recently Opened Account: 3yr 5mo
(2) Inquires
(2) 30-day lates (Navient) 4yr 9mo ago

(2) 60-day lates (Navient) 4yr 9mo ago

Message 1 of 25
24 REPLIES 24
Established Member

Re: CSR Approved $17.6k!!!

Well done! That'll make a morning meeting a lot more bearable! Nice CL, too, considering it's the CSR and you've got a couple of low scores there. Do you have a strong relationship with Chase? 






Message 2 of 25
Established Contributor

Re: CSR Approved $17.6k!!!

Congrats on the approval!!

Message 3 of 25
Senior Contributor

Re: CSR Approved $17.6k!!!

Congratulations on your approval!
Message 4 of 25
Valued Contributor

Re: CSR Approved $17.6k!!!

Congrats on your CSR approval!

Currently: Gardening since 12/29/2019




Message 5 of 25
Established Member

Re: CSR Approved $17.6k!!!

I actually have no relationship with Chase at all. I went on the prequalified site and saw that I was prequalified for a CSP but went for the CSR.

Message 6 of 25
Frequent Contributor

Re: CSR Approved $17.6k!!!

Congrats!
Message 7 of 25
Established Contributor

Re: CSR Approved $17.6k!!!

Congratulations on your approval and massive starting limit! Enjoy that card!

 

Are your loans student loans?  I have 4 tradelines with Navient. I had 2 90 day lates in early 2015, 2 90 day lates in early 2018.

They're the devil.  Smiley Mad

January 2020
Experian Fico 8. 677
Transunion Fico 8. 690
Equifax Fico 8. 699

Capital one QS. $600
Credit one. $300. (Soon to close )
Capital one QS1. $2250
Discover IT Cashback. $11,500
PNC cash rewards signature Visa. $12,500
Chase SW rapid rewards signature visa $6900

All cards opened between Oct 2018. - Nov 2019

Income varies. $60,000 - 80,000
Message 8 of 25
Established Member

Re: CSR Approved $17.6k!!!

Yes, my Nelnet loans are rehabbed student loans from Navient.

Message 9 of 25
Community Leader
Senior Contributor

Re: CSR Approved $17.6k!!!

That makes the morning meeting a bit more bearable.  Congrats!

Message 10 of 25
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