Randomly applied for a CSR during my morning meeting and got approved with a $17,600 limit. They pulled my Experian report.
(2) Student Loans (rehabbed from previous delinquent Navient loans):
(1) Credit Cards:
American Express Platinum (Authorized User): $0
myFico EQ8: 742
myFico EX8: 632
myFico TU8: 644
AAoA: 11yr 9mo
AoOA: 17yr 5mo
0/24 - Age of Most Recently Opened Account: 3yr 5mo
(2) 30-day lates (Navient) 4yr 9mo ago
(2) 60-day lates (Navient) 4yr 9mo ago
Well done! That'll make a morning meeting a lot more bearable! Nice CL, too, considering it's the CSR and you've got a couple of low scores there. Do you have a strong relationship with Chase?
I actually have no relationship with Chase at all. I went on the prequalified site and saw that I was prequalified for a CSP but went for the CSR.
Congratulations on your approval and massive starting limit! Enjoy that card!
Are your loans student loans? I have 4 tradelines with Navient. I had 2 90 day lates in early 2015, 2 90 day lates in early 2018.
They're the devil.