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Came out of the Garden - Approval and CLIs

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0REDSOX7
Valued Contributor

Came out of the Garden - Approval and CLIs

Decided to come out of the garden today - and quite glad I did.

 

I finally got in with Capital One after burnng them in my BK back in 2013.  I was approved for the Quicksilver One Card with a starting limit of 10,000 - and a $150 cash-back offer if I spend $500 in three months - which will very easily be done.  Only thing I was not pleased with is an inquiry on all three reports, but, such is life.  I was blacklisted from them for the longest time (I could apply with no pulls, just that I had previous failed obligations).  Didn't need it, but, happy with the starting limit, for sure.

 

Also, got CLIs on the below - all soft pulls.

 

Discover - 2,000 CLI - total limit now 17,000

First National Bank of Omaha - 2,500 CLI - total limit now 7,100

 

Across my entire credit profile, total limits of 103,100 - not too shabby, five years post chapter seven!

 

Back to the garden, I go!

BK Discharge 2/11/14

Currently in the garden.
Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Came out of the Garden - Approvals and CLI

Congrats on approvals and CLI's!!!!

 

 

Message 2 of 10
GApeachy
Super Contributor

Re: Came out of the Garden - Approval and CLIs


@0REDSOX7 wrote:

Decided to come out of the garden today - and quite glad I did.

 

I finally got in with Capital One after burnng them in my BK back in 2013.  I was approved for the Quicksilver One Card with a starting limit of 10,000 - and a $150 cash-back offer if I spend $500 in three months - which will very easily be done.  Only thing I was not pleased with is an inquiry on all three reports, but, such is life.  I was blacklisted from them for the longest time (I could apply with no pulls, just that I had previous failed obligations).  Didn't need it, but, happy with the starting limit, for sure.

 

Also, got CLIs on the below - all soft pulls.

 

Discover - 2,000 CLI - total limit now 17,000

First National Bank of Omaha - 2,500 CLI - total limit now 7,100

 

Across my entire credit profile, total limits of 103,100 - not too shabby, five years post chapter seven!

 

Back to the garden, I go!


HolyCow! Congrats!!!!

My Take Home Pay Don't Take Me Home
Message 3 of 10
Anonymous
Not applicable

Re: Came out of the Garden - Approval and CLIs

Congratulations to you! Go Sox!

Message 4 of 10
pinkandgrey
Senior Contributor

Re: Came out of the Garden - Approval and CLIs

Great job! Those are niiiiccceee. Congratulations!
Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 13k
Apple Card: 4.25k
Message 5 of 10
Streetervillelady
Frequent Contributor

Re: Came out of the Garden - Approval and CLIs

Sweet!

 

Snoop 1.gif




Message 6 of 10
Flex1
Regular Contributor

Re: Came out of the Garden - Approval and CLIs

Congrats on the approval and CLI's. Looks like coming out paid off. :-)


@0REDSOX7 wrote:

Decided to come out of the garden today - and quite glad I did.

 

I finally got in with Capital One after burnng them in my BK back in 2013.  I was approved for the Quicksilver One Card with a starting limit of 10,000 - and a $150 cash-back offer if I spend $500 in three months - which will very easily be done.  Only thing I was not pleased with is an inquiry on all three reports, but, such is life.  I was blacklisted from them for the longest time (I could apply with no pulls, just that I had previous failed obligations).  Didn't need it, but, happy with the starting limit, for sure.

 

Also, got CLIs on the below - all soft pulls.

 

Discover - 2,000 CLI - total limit now 17,000

First National Bank of Omaha - 2,500 CLI - total limit now 7,100

 

Across my entire credit profile, total limits of 103,100 - not too shabby, five years post chapter seven!

 

Back to the garden, I go!


Congrats on the approval and the CLI's. Looks like coming out paid off.Smiley Happy

Message 7 of 10
Anonymous
Not applicable

Re: Came out of the Garden - Approval and CLIs

Awesome limits!!! Starting 5 figure with Cap One... thats huge. Also, the 15k CLI with Discover isnt too shabby at all. If your going to come out of the garden at least it was worth it!! Congrats!!

Message 8 of 10
Anonymous
Not applicable

Re: Came out of the Garden - Approval and CLIs

Congrats on your CLIs. Those were worth coming out of the garden for.

Message 9 of 10
19eighty5
Senior Contributor

Re: Came out of the Garden - Approval and CLIs

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 10 of 10
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