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Can't break $100k with Bank of America!

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Moderator

Can't break $100k with Bank of America!

I've been stuck at a combined $99,900 between all of my own Bank of America accounts for a while now.  DW got a $20k soft pull CLI (from $70k to $90k) a few months back when they stopped doing HPs.  Decided to go for $100,000 for her, and...

 

Screen Shot 2018-09-05 at 6.40.39 PM.png

Message 1 of 25
24 REPLIES 24
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Valued Contributor

Re: Can't break $100k with Bank of America!

Congrats on.............. being $100 short!??      On a serious note, still mighty impressive and indicative of a life well disciplined.. congrats on coming within a cell phone bill of your goal, or a grocery bill, or a dinner...  Smiley Happy!


Message 2 of 25
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Established Contributor

Re: Can't break $100k with Bank of America!

That sucks K looks like u are at max exposure.
Message 3 of 25
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Community Leader
Super Contributor

Re: Can't break $100k with Bank of America!

At leats you guys are a matching pair. Smiley TongueSmiley LOL

 

Congrats to the DW!

Message 4 of 25
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Established Contributor

Re: Can't break $100k with Bank of America!

Congratulations
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 5 of 25
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Valued Contributor

Re: Can't break $100k with Bank of America!

Holy Moly!  AA pass out confused.gif

 

That's not a card limit, it's a home equity loan... A life insurance policy... LOL

 

Congrats and sorry about the 100 bucks.. 

 

000congrats.gif




Message 6 of 25
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Frequent Contributor

Re: Can't break $100k with Bank of America!


@K-in-Boston wrote:

I've been stuck at a combined $99,900 between all of my own Bank of America accounts for a while now.  DW got a $20k soft pull CLI (from $70k to $90k) a few months back when they stopped doing HPs.  Decided to go for $100,000 for her, and...

 

Screen Shot 2018-09-05 at 6.40.39 PM.png


Well, your $99.9k smokes my $76k cement shoes from BOA.  Still, almost $200k combined ?  Quite impressive!

Am Ex | BOA | Chase | Citi | Disc | PenFed | USB | 400K Club
Message 7 of 25
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Regular Contributor

Re: Can't break $100k with Bank of America!


@K-in-Boston wrote:

I've been stuck at a combined $99,900 between all of my own Bank of America accounts for a while now.  DW got a $20k soft pull CLI (from $70k to $90k) a few months back when they stopped doing HPs.  Decided to go for $100,000 for her, and...

 

Screen Shot 2018-09-05 at 6.40.39 PM.png


OP - Ask to lower your Cash Credit Line from $30,000 down to a more reasonable number and maybe they will offer to lend you that extra $100 Smiley Happy That line is an additional risk for the bank, so if you lower it they may not cap your CL. 

Message 8 of 25
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Established Contributor

Re: Can't break $100k with Bank of America!

I would love to have that problem lol
Gardening....TCL: 100k+
Message 9 of 25
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Frequent Contributor

Re: Can't break $100k with Bank of America!

Congrats on your awesome credit limit increase, and your DW! Seriously way to go!

tenor.gif

Message 10 of 25
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