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Cap 1 ($49 Secured Card) CLI

Gadgetmang
Regular Contributor

Cap 1 ($49 Secured Card) CLI

I called them because the online CLI request does not work on secured cards and said that my limit was too low and if they could not increase it then I would cancel, the agent look at my account saw I had 5 months of on time payments and gave me an increase Smiley Happy


FICO 8 (TU) 780 FICO 8 (EQ) 782 Mar 2021
Message 1 of 9
8 REPLIES 8
Random_idiot
Established Contributor

Re: Cap 1 ($49 Secured Card) CLI

Congrats! Well done.


Total Credit Line- $89,300| Personal- $78,650 | Biz- $5,650
Current Score [F9]: EX-721 || TU-759 || EQ-768 || AAoA-2yrs7mo || uti- 1% || 100% payment history || 9 inq
Message 2 of 9
callmefilmgeek
Frequent Contributor

Re: Cap 1 ($49 Secured Card) CLI

Congrats on the CLI!  Did you try looking at their pre-qual site and see if anything else pops up for you?  You might be able to get something unsecured now.  

Capital One VentureOne Visa Signature $10,000 / Amex Blue Cash Everyday $6000 / Williams-Sonoma Visa $7500 / Capital One Quicksilver 1 MC $2150 / Capital One Quicksilver MC $4000 / Amex Hilton HHonors $2800 / Bank of America Cash Rewards Visa $2500 / Merrick Bank Visa $2600 / Barclays Apple Rewards $2000 / Delta Skymiles Gold Amex $1000 / Macy's Store Card $2500 / Serta iComfort $8000 / Overstock $2350 / J. Crew $13,250 / Amazon Store Card $5000 / Victoria's Secret Angel Card $2250 / J. Jill Card $1700 / Old Navy Card $3300 / Lane Bryant Platinum Card $2800 / Walmart Store Card $6000 / Phillips 76 Gas Card $2200 / California Credit Union Personal Loan $10,000
Message 3 of 9
Aduke1122
Senior Contributor

Re: Cap 1 ($49 Secured Card) CLI

Nice you would have gotten an auto increase as soon as your 6th statement cut , we just got ours .
Message 4 of 9
Aduke1122
Senior Contributor

Re: Cap 1 ($49 Secured Card) CLI

Also how much CLI did they give you ?
Message 5 of 9
Gadgetmang
Regular Contributor

Re: Cap 1 ($49 Secured Card) CLI


@Aduke1122 wrote:
Nice you would have gotten an auto increase as soon as your 6th statement cut , we just got ours .

Oh didn't know that, it is a $300 increase.


FICO 8 (TU) 780 FICO 8 (EQ) 782 Mar 2021
Message 6 of 9
Vegas4Play
Valued Contributor

Re: Cap 1 ($49 Secured Card) CLI

Congrats on your CLI !!

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 7 of 9
Aduke1122
Senior Contributor

Re: Cap 1 ($49 Secured Card) CLI

Yes that's the same as what we got !
Message 8 of 9
Super_AL
Valued Contributor

Re: Cap 1 ($49 Secured Card) CLI


@Gadgetmang wrote:

I called them because the online CLI request does not work on secured cards and said that my limit was too low and if they could not increase it then I would cancel, the agent look at my account saw I had 5 months of on time payments and gave me an increase Smiley Happy


Congratulations to you!...Thanks for sharing.Smiley Happy

Smiley Happy (BANK OF AMERiCA CA$H REWARD$ ViSA SiGNATURE) (CHASE AMAZON ViSA SiGNATURE) (CAPiTAL ONE QUiCKSiLVER ViSA SiGNATURE) (CiTi DOUBLE CA$H WORLD MASTERCARD) (BARCLAYCARD UPROMiSE WORLD MASTERCARD) (SYNCHRONY MARVEL MASTERCARD) (AMERiCAN EXPRESS BLUE CA$H EVERYDAY) (DiSCOVER iT NHL)
Message 9 of 9
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