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So I requested an increase from Cap 1 QS, and I get the typical response wait 2 to 3 days for a decision. Two days later I get an email telling me to check my documents, and I got denied. Reason for the denial "Recent use of this account's existing credit line has been too low". So I message Cap 1 back thanking them for the opportunity for a unsecured card but the limit is too low ($300) for me to use as a daily driver. I PIF my balance using all my available my rewards cash, lock my card and remove it from my digital wallet.
So the next day I get an email from Cap 1 saying your credit line has increased to $600. Wow, go figure!
Congratulations!
Congratulations on your Capital One CLI!
@Fico_Salamanca wrote:So I requested an increase from Cap 1 QS, and I get the typical response wait 2 to 3 days for a decision. Two days later I get an email telling me to check my documents, and I got denied. Reason for the denial "Recent use of this account's existing credit line has been too low". So I message Cap 1 back thanking them for the opportunity for a unsecured card but the limit is too low ($300) for me to use as a daily driver. I PIF my balance using all my available my rewards cash, lock my card and remove it from my digital wallet.
So the next day I get an email from Cap 1 saying your credit line has increased to $600. Wow, go figure!
Congrats with the, "Go Figure" tactics!
Congrats on your CLI!!! Guess I gotta try sticking it to robo-lady algorithm.
@Fico_Salamanca wrote:So I requested an increase from Cap 1 QS, and I get the typical response wait 2 to 3 days for a decision. Two days later I get an email telling me to check my documents, and I got denied. Reason for the denial "Recent use of this account's existing credit line has been too low". So I message Cap 1 back thanking them for the opportunity for a unsecured card but the limit is too low ($300) for me to use as a daily driver. I PIF my balance using all my available my rewards cash, lock my card and remove it from my digital wallet.
So the next day I get an email from Cap 1 saying your credit line has increased to $600. Wow, go figure!
LOL, makes you wonder if it was in response to what you did or just an auto increase. In any case grats on the 2x CLI
That's terrific! Congratulations on your approval!! 🎉🥂
That's a head-scratcher, but congratulations!
Simply awesome move. Terrific job! Congrats!