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Cap 1 CLI

MyFault
Valued Contributor

Re: Cap 1 CLI

Congrats on your CLI!




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Message 11 of 18
BAD_UP
Frequent Contributor

Re: Cap 1 CLI

Congrats on your CapOne CLI🎉👍




Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?
Message 12 of 18
MartyWrite75
Established Contributor

Re: Cap 1 CLI

Congratulations on your CLI!

February 2021: Experian 702 Equifax 704 Transunion 714


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS1: $2,600 || Discover It: $3,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $1,000 || Amazon Prime Store Card: $5,000 || Overstock Store Card: $4,550 || FNBO Rewards Visa: $2,600

Wishlist Cards:
Citi Double Cash || Paypal Mastercard || Cap One Savor

Gardening from 01/11/2021 to 02/11/2022 (ideally)
Total Utilization: 15% (Met Goal)
Message 13 of 18
BrutalBodyShots
Super Contributor

Re: Cap 1 CLI

Congrats on the doubling of your limit!

 

Not using the [$300] limit enough sounds like a bogus initial denial reason to me.  If you were using the card regularly as stated it's kind of hard to not use a significant portion of a $300 limit.

Message 14 of 18
mommydiva
Regular Contributor

Re: Cap 1 CLI

Congrats!

Message 15 of 18
Ficoproblems247
Established Contributor

Re: Cap 1 CLI

Glad you ended up with your increase after all. Also, I love your name! I get a kick out of it every time I see it! 😂


FICO 8 Feb '21: EX 748 EQ 744 TU 738
"Friends don't let friends earn 1% cash back."
Message 16 of 18
coreyb80
Valued Contributor

Re: Cap 1 CLI

Congrats on the increase!

Message 17 of 18
tehdrizzle
New Contributor

Re: Cap 1 CLI

Congrats on the CLI, but be cautious, CLI's are simply bait tactics used by credit card companies to try and tempt people to spend more.  I don't like having more than a few hundred total.  If you can't pay for it with cash you don't need it is a philosophy I like to live by now.

Message 18 of 18
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