Cap-1 Credit Limit Increase help!

[Anonymous]

I recently applied for a credit limit increase on my $300 limi Cap-1 card and the only reason they gave me for denial was this:

Unsecured credit line increases are not available upon request on Secured Card accounts

How should I go about this? Thanks in advance!

[RSCo]

Based on the reason, it looks like it's a secured card.. In that case, wouldn't you have to continue to send in additional funds to see an increase in Cl?  Other than that, I held an UNsecured card from them from 2000 to 2013 and never once got a CLI until I contacted their executive offices.. IMO, they are a horrible credit card company for those who've been with them for long periods STUCK on their old products... Best of luck to you..

[Creditaddict]

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@Anonymous wrote:

I recently applied for a credit limit increase on my $300 limi Cap-1 card and the only reason they gave me for denial was this:

Unsecured credit line increases are not available upon request on Secured Card accounts

How should I go about this? Thanks in advance!

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Just keep trying each month... I use to get this message on my Sony card and was even told that you couldn't request CLI on that card but then 1 day it gave me a cli when I requested!

keep working on your credit and as you rebuild or build it you can just replace with higher tier cap1 cards and other cards by other issuers that are little easier to grow with.

How long have you had this card?

[Anonymous]

I will have had this card for 2 years starting next month.

[Creditaddict]

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@Anonymous wrote:

I will have had this card for 2 years starting next month.

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oh forget about it... do you have any other capital one cards?

[Anonymous]

Ya I have a QS One card and they gave me a $100 increase a couple days ago so its at a $400 limit now :[

Ive have nothing but low limit cards. The only one I want to keep is the QS One because it gives cashback. I'd like to replace all the others with cards that will grow with me.

[Creditaddict]

do you know your credit scores currently?

have you checked pre-qual for cap1 for a new venture card?

what other cards outside cap1 do you have?

[Anonymous]

My scores currently are

EQ: 638 TU:649 EX:630

I checked the pre-qual for cap1 a couple days ago, they didnt have any offers for me.

My other cards are a Wells Fargo Secured at a $300 limit that ive had for over 2 years now. And a Khols card at a $300 limit that I've had for over a year

[Anonymous]

You cannot initiate cli on secured capital one cards

[Creditaddict]

id probably apply for a discover card. they seem to love the mid tier credit person with not much out there.