Cap-1 Credit Limit Increase help!

[Anonymous]

I did do Discover's pre-qual and got pre-qualified for their Discover IT rewards card for students, but im not a student. Lol.

[Creditaddict]

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@Anonymous wrote:

I did do Discover's pre-qual and got pre-qualified for their Discover IT rewards card for students, but im not a student. Lol.

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the pre-qual for discover doesn't work anyway... just cold apply for discover it.

[Anonymous]

Ok I will do that. Is there any other card I should apply for? Or just one for now?

[Anonymous]

With your scores you should be able to get a unsecured card some where, I would stay away from adding any more "secured" cards. 

What about joining a CU in your area or online and trying for a CC that way?

Once you get a CC with a better SL you should be able to drop all secured cards.

I know most people hate Credit One on here but that's at least one unsecured card that could help get your ball rolling. It worked for me. 

[Creditaddict]

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@Anonymous wrote:

With your scores you should be able to get a unsecured card some where, I would stay away from adding any more "secured" cards. 

What about joining a CU in your area or online and trying for a CC that way?

Once you get a CC with a better SL you should be able to drop all secured cards.

I know most people hate Credit One on here but that's at least one unsecured card that could help get your ball rolling. It worked for me. 

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you get credit one instead of secured if you go that route... don't add cards with the same terrible limits as your secured cards plus high fees!! NO CREDIT ONE!

[Anonymous]

At what point do I drop all these other useless secured cards once I get approved for a better unsecured card?

[Duke84]

Cap 1 is not going to increase your limit on a secured card because you requested one. They will grant it to you one day out of the blue.

With your scores, getting a Barclays Card should definitely be an option, especially with TU being your highest score.

[Creditaddict]

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@Duke84 wrote:
Cap 1 is not going to increase your limit on a secured card because you requested one. They will grant it to you one day out of the blue.

With your scores, getting a Barclays Card should definitely be an option, especially with TU being your highest score.

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I agree with this.

Apply for Discover it and Barclay Rewards or Sallie Mae

Post results.

then yes, each unsecured card you got I would close a secured card starting with Capital One!

[Anonymous]

Ok I will apply for Discover It and Barclay rewards and post my results after. Thanks for the advice!

[Anonymous]

Update:

So for Barclays i got the 7-10 business days message. 

For Discover I got approved for the Discover It card!