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Cap 1 Platinum Approval Post Ch7 BK

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Shopaholic824
New Member

Cap 1 Platinum Approval Post Ch7 BK

Decided to pull the trigger 1 yr, 2 months post Ch 7 discharge. App'ed for PenFed, site crashed but was notified via email that my app was "under review with a loan officer". Hopefully some news in the morning.

 

Said what the heck and app'ed to Cap 1 given the pre-qualify was being nice today for a Plat card (planning to PC when eligible). The pre-qual had popped up back in June but was blacklisted back then and denied instantly (no HP). Tried my luck again tonight hoping for 1 out of 2 at least and SUPRISE! $3k approval! 

 

I burned them in BK for about $14k on a Venture card so I was surprised at the generous SL but overall just happy to be back with them. Will take care of the card in hopes of getting their Savor card in another year or two. Great way to end the night!

 

Equifax- 690

TU- 665

Exp- 677

Vantage- 714

Message 1 of 14
13 REPLIES 13
AllZero
Mega Contributor

Re: Cap 1 Platinum Approval Post Ch7 BK

Congratulations on your approval!

Message 2 of 14
M_Smart007
Legendary Contributor

Re: Cap 1 Platinum Approval Post Ch7 BK

Congratulations!

Message 3 of 14
dudefromtx
Established Contributor

Re: Cap 1 Platinum Approval Post Ch7 BK

Congrats on your Cap1 approval!

Message 4 of 14
Anonymous
Not applicable

Re: Cap 1 Platinum Approval Post Ch7 BK

Congrats on that Cap 1 Approval & SL !!  Welcome back to the family!!

Message 5 of 14
mrcraft
Valued Contributor

Re: Cap 1 Platinum Approval Post Ch7 BK

Congratulations on your approval!!



Message 6 of 14
cashorcharge
Community Leader
Senior Contributor

Re: Cap 1 Platinum Approval Post Ch7 BK

Congratulations!! 🎉

Message 7 of 14
CreditMagic7
Mega Contributor

Re: Cap 1 Platinum Approval Post Ch7 BK

Congratulations on landing the approval with them and the SL.

 

I never burned CapOne and held a $41K card with them before BK7 so yours is a nice definite restart.

 

Mine is $1100 but not complaining.

Message 8 of 14
Anonymous
Not applicable

Re: Cap 1 Platinum Approval Post Ch7 BK

Congrats on your approval!

Message 9 of 14
OmarGB9
Community Leader
Super Contributor

Re: Cap 1 Platinum Approval Post Ch7 BK

Congrats!


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 10 of 14
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