Been on a pretty well disciplined rebuild over the past 14 months. I was thinking of doing a PC for my Cap 1 Secured Card to the Cap 1 Savior. I clicked the product change link and it automatically offered to change my Cap 1 QS 1 to a Cap 1 Venture 1. I decided to go ahead and apply for the Cap 1 Venture One this afternoon. Immediately got the 7-10 business day review message. Approximately 5 hours later, I received an email...
Approved $1000 SL
I am very happy for this card even with the low SL. The 15 month 0% APR offer is fantastic and I am hoping through heavy usage the limit will grow while the 0% APR period is still active.
My rebuild strategy is in my signature. A couple more data points- this is my 4th Cap 1 card I have been approved for in the past 12 months. I had 4 Cap 1 cards that were IIB. My current utilization is approximately $400 out of $12500 total available credit. I currently put approximately $3000 through my cap 1 cards each month, I carried a high balance over the summer but I did PIF the past 2 months.
I hope to see my scores in the 700s in the near future. This forum has been amazing for rebuilding advice. I am off to the garden for at least 6 months (with the exception of SP CLI's).
