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Cap 1 auto cli

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New Contributor

Cap 1 auto cli

Will i still get an increase on my 6 month mark after getting an auto cli? Next month will be the 6th month since i got my last increase. But i got an auto increase this month. Will i still get an increase if i request one next month?
Message 1 of 8
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Valued Contributor

Re: Cap 1 auto cli

That is a good question. If I remember, last year they gave me an auto icrease in June. After getting the one in June, I tried in like October and was declined because of the 6 month thing.
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 2 of 8
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Regular Contributor

Re: Cap 1 auto cli


@eijay55 wrote:
Will i still get an increase on my 6 month mark after getting an auto cli? Next month will be the 6th month since i got my last increase. But i got an auto increase this month. Will i still get an increase if i request one next month?


Some people here have. I wouldnt count on it, but who knows. 

"Four more months until 2 inquires fall off."
My Journey Thread: Wolfeyy's Journey/Timeline thus far...
Goal: 780s across the board(Accomplished!) | Util: under 3%
5/27/17 - TU: 789 | EX: 785 | EQ: 798
Discover IT - $11,000 | Citi DC - $5,200 | PenFed Cash Rewards - $2,500 | Cap1 QS1 - $2,300 | Barclay Rewards - $1,500
Paypal Credit - $1,000

Message 3 of 8
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Super Contributor

Re: Cap 1 auto cli

Are you in credit steps
i am on mobile so i don't see your desktop signatures
Message 4 of 8
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Valued Contributor

Re: Cap 1 auto cli

I don't think so.  I tried and was declined last year.  I think that 6 month policy sticks.


FICOS: EQ-812 TU-811 EX-818 Goal - 840-850 Across The Board
Total Credit Lines - 506K Gardening....
"I am the master of my fate and the captain of my destiny" Nelson Mandela
Message 5 of 8
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New Contributor

Re: Cap 1 auto cli

No im not in credit steps. I got my credit step increase last december, thats why im waiting for june to request my 6 month increase. But i guess one way or the other i gotvan increase.
Message 6 of 8
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Super Contributor

Re: Cap 1 auto cli

Yeah I think you will have to wait
i am on mobile so i don't see your desktop signatures
Message 7 of 8
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New Visitor

Re: Cap 1 auto cli

It's hit or miss with me.
Cap1Secured: $750; QuickSilver: $1400; Firestone: $1200; Gap: $400; Loft: $250; JCrew: $250; BofA Better Balance: $5000 (AU)

Current: EQ: 644; TU: 643; EXP: 622
#waytooinquiryhappy
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