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Cap 1 auto cli

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Anonymous
Not applicable

Cap 1 auto cli

Will i still get an increase on my 6 month mark after getting an auto cli? Next month will be the 6th month since i got my last increase. But i got an auto increase this month. Will i still get an increase if i request one next month?
Message 1 of 8
7 REPLIES 7
RonM21
Valued Contributor

Re: Cap 1 auto cli

That is a good question. If I remember, last year they gave me an auto icrease in June. After getting the one in June, I tried in like October and was declined because of the 6 month thing.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 2 of 8
Wolfeyy
Regular Contributor

Re: Cap 1 auto cli


@Anonymous wrote:
Will i still get an increase on my 6 month mark after getting an auto cli? Next month will be the 6th month since i got my last increase. But i got an auto increase this month. Will i still get an increase if i request one next month?


Some people here have. I wouldnt count on it, but who knows. 

"Four more months until 2 inquires fall off."
My Journey Thread: Wolfeyy's Journey/Timeline thus far...
Goal: 780s across the board(Accomplished!) | Util: under 3%
5/27/17 - TU: 789 | EX: 785 | EQ: 798
Discover IT - $11,000 | Citi DC - $5,200 | PenFed Cash Rewards - $2,500 | Cap1 QS1 - $2,300 | Barclay Rewards - $1,500
Paypal Credit - $1,000

Message 3 of 8
Anonymous
Not applicable

Re: Cap 1 auto cli

Are you in credit steps
Message 4 of 8
Anonymous
Not applicable

Re: Cap 1 auto cli

I don't think so.  I tried and was declined last year.  I think that 6 month policy sticks.

Message 5 of 8
Anonymous
Not applicable

Re: Cap 1 auto cli

No im not in credit steps. I got my credit step increase last december, thats why im waiting for june to request my 6 month increase. But i guess one way or the other i gotvan increase.
Message 6 of 8
Anonymous
Not applicable

Re: Cap 1 auto cli

Yeah I think you will have to wait
Message 7 of 8
Anonymous
Not applicable

Re: Cap 1 auto cli

It's hit or miss with me.
Message 8 of 8
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