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Cap One really rewards spending. This is my second card with them - a QS I got 11 months ago with a 1K SL. Today submitted a CLI request and got a 6K increase bringing the CL to 7K.
My first card with them is a 17 months old Platinum-pc'ed-to-QS card sitting at 3.5K. I was little disappointed with the 1K SL on this second card but then at that time I was only 5 months post bk7 dc. My average spend on this card has been about $2500 per month. After the 3rd statement cut, my CLI request had fetched a $100 increase. But I had declined it hoping for a bigger increase down the line. Since then I would submit a CLI request every month after the statement cut. But everytime it would end up showing me a 2 to 3 days review message followed by a denial letter. And, the reason was always something like "Cap One is evaluating activities at assinged credit level". I had decided to continue to charge most of my spending on this card for at least a few more months since the card anniversary was approaching, and I thought I might get a favorable decision after the one year mark. Yesterday the 11the statement cut, and like a clock-work I submitted a request today and boom - a 6K increase offer showed up.
Some more DP's - 16 months post bk7dc. My FICO 8's are in 665 - 685 range. Util - about 12%. Income > 200K. Thick file. AAoA - about 6 years.
Cap1 CLI
Nice. Cap1 likes heavy usage and will reward you for it when it comes to the prime time cards. Enjoy!
Nice, glad to see you finally got the deserved CLI on that card!
Congratulations!
Yep Capital One is far from stingy if you use it a lot! Enjoy!
Congrats! That's a very nice CLI! Cap 1 truly rewarded you!