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Cap One Savor One APPROVAL!

tag
CreditRebuilder2020
Frequent Contributor

Re: Cap One Savor One APPROVAL!

That UBER card isn’t exactly a bad one....and remember this is the Savor One, but for me right now it works. The $150 on $500 back 1st 3 months is a nice little bonus.

X1 VISA SIG $15,500/ AMEX Gold / Petal 1 $3600 / Wells Fargo Active Cash VISA $3K / VENMO Visa $900 / Verizon Visa $2K / Apple Card $1500 SL / Wyndham Rewards Earner Visa $500 / WALGREENS Store $1K / Amazon Store $5000 SL/ Discover IT Chrome $2500K / BP Prime Rewards VISA $4350 / PayPal MC $3500 / BOA BankAmericard $2K / BOA Cash Rewards $1K / Cap One Savor One $1200 / Cap One QS1 $950 / Blaze MC $2250 / Credit One $850 / Credit One AMEX $1200 / OpenSky $600 / AvantCard $1000 / Discover IT Cash Back (Graduated) $400 / eBay MC $750
FEB '22 EX: 698 EQ: 700 TU: 713 | UTL: 23% | Total Credit Limit: $54000
Goal Score: 675 for all FICOS (ACHIEVED NOVEMBER 2021) | NEW GOAL SCORE: 725 for ALL FICOs
Message 11 of 20
GApeachy
Super Contributor

Re: Cap One Savor One APPROVAL!


@Anonymous wrote:

Congrats!!! I was going back and forth between this and the Uber Visa but every time I called Cap, they wouldn't even give me a hint at my chance of approval lol I got scared because I can't get any pre-qual from them so went with the Uber but I still want the Savor card so bad! I love how fast you can redeem cash back with Cap. 


Don't go by them....I told them I had a pre-qual; she was like, "where?!?"  hahahaha, told her just now on your site.  App'd, called for days harassing....got it.  But did I REALLY have a pre-qual?Smiley Tongue  I was Bold and went Cold is all I gotta say.

My Take Home Pay Don't Take Me Home
Message 12 of 20
Anonymous
Not applicable

Re: Cap One Savor One APPROVAL!

if i go for an uber i'd probably be denied and have to call up recon begging to get approval, but at cap1 i'm already pre-approved for all their cards. so as much as i really wanted an uber i might go for savor/savorOne like you did. plus i think the signup bonus at cap1 is better.

Message 13 of 20
SEAlifer
Established Contributor

Re: Cap One Savor One APPROVAL!

Nice! Maybe I'll try to get back with them in the future as well. Thanks for posting!

AU

Message 14 of 20
CreditRebuilder2020
Frequent Contributor

Re: Cap One Savor One APPROVAL!

“Don't go by them....I told them I had a pre-qual; she was like, "where?!?" hahahaha, told her just now on your site. App'd, called for days harassing....got it. But did I REALLY have a pre-qual?Smiley Tongue I was Bold and went Cold is all I gotta say.”


Absolutely agree, I was denied a pre quail and then said screw it! I knew my utilization % was super low (3%) and my scores had only been going up and had a bunch of inquiries fall off.

I’ve been stonewalled on pre quals with amex and Cap One then been approved :-)

X1 VISA SIG $15,500/ AMEX Gold / Petal 1 $3600 / Wells Fargo Active Cash VISA $3K / VENMO Visa $900 / Verizon Visa $2K / Apple Card $1500 SL / Wyndham Rewards Earner Visa $500 / WALGREENS Store $1K / Amazon Store $5000 SL/ Discover IT Chrome $2500K / BP Prime Rewards VISA $4350 / PayPal MC $3500 / BOA BankAmericard $2K / BOA Cash Rewards $1K / Cap One Savor One $1200 / Cap One QS1 $950 / Blaze MC $2250 / Credit One $850 / Credit One AMEX $1200 / OpenSky $600 / AvantCard $1000 / Discover IT Cash Back (Graduated) $400 / eBay MC $750
FEB '22 EX: 698 EQ: 700 TU: 713 | UTL: 23% | Total Credit Limit: $54000
Goal Score: 675 for all FICOS (ACHIEVED NOVEMBER 2021) | NEW GOAL SCORE: 725 for ALL FICOs
Message 15 of 20
3se7ens
Frequent Contributor

Re: Cap One Savor One APPROVAL!

Great card! I got it back in July with the same SL. CONGRATS! Smiley Wink

As of 3/2022


EQ.-721  |  TU.-731  |  EX.-708


Top Cards:


AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800


Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000  PayPal MC $10,000 


Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000

Message 16 of 20
Meanmchine
Super Contributor

Re: Cap One Savor One APPROVAL!

Congrats !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 17 of 20
Jkrause702
Regular Contributor

Re: Cap One Savor One APPROVAL!

Congratulations! Savor every swipe!







Message 18 of 20
CreditRebuilder2020
Frequent Contributor

Re: Cap One Savor One APPROVAL!

F08DF0AE-27A2-474C-B27C-00E8AD94C617.jpeg

 

What a sharp looking card! Just arrived today and it was a World Elite MasterCard which I wasn’t aware of. I don’t know even know if there’s any benefit outside the fact it looks cooler on the back vs. the normal MC logo lol. 


X1 VISA SIG $15,500/ AMEX Gold / Petal 1 $3600 / Wells Fargo Active Cash VISA $3K / VENMO Visa $900 / Verizon Visa $2K / Apple Card $1500 SL / Wyndham Rewards Earner Visa $500 / WALGREENS Store $1K / Amazon Store $5000 SL/ Discover IT Chrome $2500K / BP Prime Rewards VISA $4350 / PayPal MC $3500 / BOA BankAmericard $2K / BOA Cash Rewards $1K / Cap One Savor One $1200 / Cap One QS1 $950 / Blaze MC $2250 / Credit One $850 / Credit One AMEX $1200 / OpenSky $600 / AvantCard $1000 / Discover IT Cash Back (Graduated) $400 / eBay MC $750
FEB '22 EX: 698 EQ: 700 TU: 713 | UTL: 23% | Total Credit Limit: $54000
Goal Score: 675 for all FICOS (ACHIEVED NOVEMBER 2021) | NEW GOAL SCORE: 725 for ALL FICOs
Message 19 of 20
ZackAttack
Established Contributor

Re: Cap One Savor One APPROVAL!


@CreditRebuilder2020 wrote:

$1 SL - EX 679 EQ 660 (Cap One Pulled EQ) TU 664 

 

Last open card 3 months ago .... I closed my Cap One Platinum Secured and Cap One Quicksilver One two months ago, because I was getting nowhere with them. My Quicksilver One capped out at a $600 SL and I couldn't get any further. 

 

Not the greatest approval here but I wanted to get back in with Capital One and I plan on using this sparingly as a foot back in the door with them. I had first joined up with them as I started my rebuild and the cards meant nothing to me after a while as my card portfolio started to build.  Won't be keeping any balances on this bad boy so I'm not worried about interest rates. 

 

Cheers to a 2nd run with Cap One and hope to build more and more! I will enjoy the 3% back on dining/entertainment! Closing in on 3 years into my rebuild and my card profile is starting to look very nice. Onward and upward Credit Warriors! Rebuilder on the move! 

IMG_2709.jpg

 


Congratz on the Savor One Card, but yikes on the HPs and the CL. Also, if you aren't getting anywhere with Cap 1, why not join another lender?

 

 

I tried to get into Cap One 3 times but with the Journey Card, and got denied. Smiley Sad RIP 9 HPs and now I waiting to be 21 yrs old for the prequal form.

MSGCU Rewards | $8kDiscover Cash It | $10kAmex BCP | $15kBest Buy Visa | $20kChase Freedom Flex | $8kDCU Platinum | $8kNFCU Plat | $35kNFCU cashRewards | $24kAffinity FCU Cash Rewards | $7kAmazon Prime | 12.5kChase Unlimited | 16.4kUSAA Cashback Rewards Plus Amex | 10kAmex Business Cash | 10k


Loans
Ford Credit Car Loan 2-year 6/22/2023 ($299/month)
Closed
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Ford Credit Car Loan 3-year 7/31/2018-6/6/2021
$1,500 Discover Card 10/2/2020 - 8/18/2021
$3,500 Citi DC 10/14/2020 - 12/11/2021
$8,000 DCU Personal Loan 5-year 5.99% 10/2/2020 - 4/30/2021
$8,000 NFCU CashRewards 1/2/2021 - 7/30/2022
$5,000 MSGCU Personal Loan 3-year 7.75% 4/22/2022 - 10/30/2022
Ford Credit Car Loan 2-year 6/7/2021 - 6/22/2023
Message 20 of 20
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