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Cap One Venture

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Cap One Venture

Just pulled the trigger on the Venture as I needed a basic travel card with no FTF...instant approval for $5k. Looks like I got the dreaded triple pull, but it was expected. Side note: prequal was showing up on credit sesame but not on cap ones site, realized that credit sesame had an old address from about 4 years ago.

DP's:
TU 694 2 inq
EQ 695 2 inq
EXP 685 2 inq
Income: $60k
util 6%
1 paid co that's 6 yrs old, no lates since.

This is my 5th acct for 2018 so definitely heading to the garden for now.
Discover It $9,000, AMEX BCE $4,000, BB&T Spectrum $5,000, Citi TY Preferred $6,100, Capital One Venture $5,500


FICO 08: 6/15/19
EXP: 690
TU: 696
EQ: 702
Message 1 of 9
8 REPLIES 8
Community Leader
Super Contributor

Re: Cap One Venture

Congrats. The triple pull is the Cap One way of life. Always expect itSmiley Wink
Message 2 of 9
Community Leader
Super Contributor

Re: Cap One Venture

Congrats!

Message 3 of 9
Senior Contributor

Re: Cap One Venture

Congrats on your approval !!!!

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 4 of 9
Highlighted
Senior Contributor

Re: Cap One Venture

Congrats! Welcome to the Garner Club! Forget Leo..........

venture.PNG

 





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 5 of 9
Valued Contributor

Re: Cap One Venture

Congrats on the approval!


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 6 of 9
Frequent Contributor

Re: Cap One Venture

Congrats on your new Venture card!🎉👏
BK CH7--Filed September 25, 2018--D/C Jan.4, 2019
{FICO8 Feb.12, 2019--TU 580--EX 600--EQ 626}

Credit One Visa ($500 now $700) Nov. 2018
SelfLender (2 year) Nov. 2018
Capital One Platinum MC ($2000) Jan. 2019
Target RedCard ($500) April 2019
Venus Comenity ($500) May 2019 no HP


FICO 8 SCORES: 06-02-2019616 TU613 EX638 EQ
Message 7 of 9
Senior Contributor

Re: Cap One Venture

Congratulations on your approval!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 8 of 9
Valued Contributor

Re: Cap One Venture

Congrats on the approval! The dreaded triple pull is easier to stomach with an approval though!!
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 9 of 9
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