Showing results for 
Search instead for 
Did you mean: 

Cap1 CLI 9,800 --> 19,800

Regular Contributor

Re: Cap1 CLI 9,800 --> 19,800

Whoa that’s awesome. I wish this would happen to me. I request every month. One of these days they will give in.
Starting Score: EQ 677|TU 618|EX 627 Aug 2018
Current Score: EQ 720|TU 750|EX 743 Nov 2018
Goal Score: EQ 800|TU 800|EX 800

Take the myFICO Fitness Challenge
Message 11 of 19
Super Contributor

Re: Cap1 CLI 9,800 --> 19,800

Holy smokes! Congrats! Light em UP!


Message 12 of 19

Re: Cap1 CLI 9,800 --> 19,800

Fantastic CLI! Congrats! 

Got some pruning to do... No more new cards!
Message 13 of 19
Frequent Contributor

Re: Cap1 CLI 9,800 --> 19,800



I guess they love usage but they always find amazing "reasons" to deny my CLI. Seeing this post gives me hope Smiley Indifferent

Les murs ont des oreilles .
Message 14 of 19
Valued Contributor

Re: Cap1 CLI 9,800 --> 19,800

Congrats on the CLI! Cap1 is quite fickle, I've tried getting a CLI from them several times now but no dice. Could also be that I barely use the card.

Scores - All bureaus 756 +
TCL - Est. $275K
Message 15 of 19
New Contributor

Re: Cap1 CLI 9,800 --> 19,800

Not just usage, they like you to come close to maxing out first, then pay it off, for them ideally more than one statement period so they make money on interest. Then they see that and are like wow this person is golden. We make money off of him!

Funny world
Chartway Federal Credit Union Signature Rewards $15k | First Financial Federal Credit Union Signature Rewards $15k | Suncoast Credit Union Cash Rewards $15k | Overstock $11K | Wayfair $10.5K | PenFed Power Cash Rewards $10k | DCU Platinum $10k | BB&T Cash Rewards $6.5k | BB&T Bright $6.5k | SunTrust Signature Rewards $6.5k | Discover Chrome 5.5k | TIAA Bank Cash Rewards $5k | BB&T Travel Rewards $4.5k | BB&T Bright $4.5k | PayPal Credit $4k | BB&T Spectrum Rewards $3.5k | Discover Cash Back $3k | BB&T Cash Rewards $2.5k | BB&T Cash Rewards $2k | Home Depot $1K | VS $750 | J Crew $750 | US Bank Secured $300
Message 16 of 19
Frequent Contributor

Re: Cap1 CLI 9,800 --> 19,800

Congrats! Nice CLI!

Current Scores Jul 2020 – FICO 8
Message 17 of 19

Re: Cap1 CLI 9,800 --> 19,800

I am blown away... congrats!!

Message 18 of 19
Frequent Contributor

Re: Cap1 CLI 9,800 --> 19,800

@marmaladepie wrote:

What a nice suprise. Just thought I'd share some DP.

This card started as a rebuilder Platinum in 2010. Over the years its CL went from something like $500 to $750 to $1200 to $2800. It stayed at $2800 forever. For the last two years I put my spend on other rewards earning cards and tried to CLI but was always denied for having "too low monthly payments" of course for not using it enough.

6 months ago, I PC'd this to the Quicksilver One and combined the limit of another Cap1 (also rebuilder that ended with a $7000 CL) then closed that. So the QS became $9800. Then every other month I'd tried to get a CLI but was met with "this card recently had a CL change." During this time I also put more regular spend, about $1-6k/mo on the card.

Yesterday marked the 6 months (my understanding is that 6months was the wait time for another CLI) and I requested a limit of $15k.  Got a response that a rep would get back to me within 10days. 

Today, I logged in and saw the new limit is $19,800! I believe SP only, haven't gotten any notifications on reports.




CL $408,200
Message 19 of 19
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.