Showing results for 
Search instead for 
Did you mean: 

Cap1 PC and CLI

Established Member

Cap1 PC and CLI

I just called Cap1 representative earlier and asked about PC to Quicksilver from Platinum and was approved, then CLI through their system from $500 to $600.  Should've lied about monthly spending I guess?

Total CL: $6,100

Future CCs
PenFed Power Cash Rewards VS, PenFed Pathfinder Rewards AMEX, Discover It, BB Americas Platinum Plus, NFCU Platinum
Message 1 of 4
Frequent Contributor

Re: Cap1 PC and CLI

I personally dont think that monthly spending question helps at all. I can spend a lot more then my quicksilver limit in 1 month and they never bump it up, partly because I never use the card.....and I dont plan to either lol

Started: 4/14 Bank of America Signature $6k, 85% Utilization, 745 Fako
Currently: 6/18 Bank of America Signature $99.9k, Chase Slate $0, Chase Freedom Signature $2.5k, American Express Gold NSL, American Express Everyday $6k, Lowes GE $1.5k, Discover IT $35.5k, Capital One Quicksilver $5k, Barclays US Airways $24k, DCU Platinum $30k, PenFed Promise $25k, Chase Freedom Unlimited Signature (From CSP) $50k, Chase AARP Signature $7.5k, American Express Blue Cash $7.5k, Citi American Airlines Platinum $7.7k, Capital One Venture Signature $30k, Chase Sapphire Preferred (From Reserve) $12k, Chase Ink Business Preferred $10k. Total Available Credit: Over $300k, Utilization 4%, AAoA 7 Years, TU Fico 789, EX Fico 762
Message 2 of 4
Established Contributor

Re: Cap1 PC and CLI

How long have you had the card? I’m assuming your on credit steps? When you graduate from steps, and how much you use it, your steps CLI can increase from the email originally sent to you. 


Congrats on the PC!

New 2018 home owner!
Goal- All FICO 9 scores at 675 or above
9/16/17 FICO 9 TU-661 EQ-648 EX-607
12/27/17 FICO9 TU-706 EQ-672 EX-690
3/16/18 FICO9 TU-700 EQ-669 EX-716

Simulator Test - 3/17/18 FICO8 TU-651 EQ-712 EX-778 w/ high utilization
Results - 4/11/18 FICO8 TU-653 EQ-710 EX-779 w/ 5 x 0% utilization
Message 3 of 4
Established Contributor

Re: Cap1 PC and CLI

COngrats on CLI

4-2018 / Fico 8 EX 780 , EQ 775 , TR 777
Amex ED 22k , CSP 17k , Discover iT 12k , BofA 4k
Message 4 of 4