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Cap1 QS CLI (Finally)

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Frequent Contributor

Cap1 QS CLI (Finally)

So I had been trying to get a CLI for the last 2 months and I kept getting the message "you're average payment hsa been to low".  So I finally paid it down to zero and it posted this morning.  I thought I would try again, I asked for 8K from my 4K limit and they countered with 7K.  So I was happy to take it Smiley Happy

 My FICO 8 scores are below, no baddies, my oldest account is 11 years and AAoA is 2.8 years my overall utilization is 12%

 

Screen Shot 2018-03-28 at 4.39.59 AM.png





No Preset Spending Limit Hilton - $20K  Cash Magnet $18k Blue Cash Preferred $28K   Discover IT HSN Card  FurnRow $20K  Rooms To Go Synchrony $16.5K $5k Amazon Prime Card $10k  Home Mortgage 280K 3% 39K Car Loan 1.9%





 







 

8 REPLIES 8
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Moderator

Re: Cap1 QS CLI (Finally)

Congrats on your increase! 

Got some pruning to do... No more new cards!
Message 2 of 9
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Community Leader
Mega Contributor

Re: Cap1 QS CLI (Finally)

Nice cli from Cap 3kSmiley Wink
Message 3 of 9
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Established Contributor

Re: Cap1 QS CLI (Finally)

Very nice indeed!

 

Congrats!



[Penfed Platinum Rewards 10k][TD Ameritrade-2k][BOA Cash Rewards 22k][NFCU cashRewards 33k][TDcash 5k][IHG 14.2k][BOA 15.8k][Amazon Prime Store 10k][Amazon PrimeVS 500][Amex BCE 6k][WellsFargo CashWise 14k][PNC Core 24.5k][WalmartMC 11k][SearsMC 15k][Lowes 35k][Toyota 21k][Capital One 5250][BP 10k][Home Depot 24.2k][Chase FU 6.6k][Discover 22.5k]
- [BOA CR $12.5k][Amex SC+ $13.5k][Amex B4B $35k][Chase Ink $45k][PNC $26.5k]
BT'oholic and OPM Lover! Chunk'n it hard and often!
Message 4 of 9
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Valued Contributor

Re: Cap1 QS CLI (Finally)

Congrats on your CLI!

Message 5 of 9
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Valued Member

Re: Cap1 QS CLI (Finally)

Congrats! How long have you had the card?

Starting Score (01/26/2018):
Current Score (06/6/2018):
Last App: 05/07/2018 / In the Garden Until: 05/14/2020

Message 6 of 9
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Frequent Contributor

Re: Cap1 QS CLI (Finally)


@Roblando651wrote:

Congrats! How long have you had the card?


opened on 2/2014





No Preset Spending Limit Hilton - $20K  Cash Magnet $18k Blue Cash Preferred $28K   Discover IT HSN Card  FurnRow $20K  Rooms To Go Synchrony $16.5K $5k Amazon Prime Card $10k  Home Mortgage 280K 3% 39K Car Loan 1.9%





 







 

Message 7 of 9
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Valued Contributor

Re: Cap1 QS CLI (Finally)

Nice!! Congrats!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) Pier 1(23.5k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until Aug 2020

FICO 8 Scores EX 702 EQ 705 TU(1) 718
AAOA 4.6yrs TCL=300,700
Message 8 of 9
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Valued Contributor

Re: Cap1 QS CLI (Finally)

congrats!

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $400k unsecured credit in 2020.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

5% Rotating - Discover                         5%-20% - Amazon & Lowes                   3-6% Groceries - NFCU & Amex Preferred
3-5% Gas - NFCU & Ducks Unl            4% Dining & Entertain - Savor               3% Travel & Hotels - Flagship, Propel, & Uber
2% Everything - Flagship & Syncrony






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