Cap1 QS CLI -**bleep**?

[stargazer25]

I have a $4K card with Cap1 and hit the luv button and was told I was given a $450 CLI? Really? I use this card a lot and PIF or to below 10% every month and this is all I get? I declined the increase. What a waste. Any thoughts on how to get a higher CLI?

[Aduke1122]

I would not take it personally at all , Cap One is going thru some changes and they are tightening up as of a few mths ago , you are honestly lucky hey offered 450 to you , most ppl with very good scores are being denied or offered 100 CLI

[Anonymous]

If it's been more than 6 months since your last Capital One card app, just app for a new card and combine the new limit into your old limit.

[Random_idiot]

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@Anonymous wrote:

If it's been more than 6 months since your last Capital One card app, just app for a new card and combine the new limit into your old limit.

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Agreed. I might have to go this route as well.

[Anonymous]

It's usefulf for some, useless for others.

If you don't have a different prybar card already, Capital One might be worth the 3 inquiries twice a year to keep growing a single line to prybar status so you can start getting useful CLs with other creditors.

But if you have another high limit card, don't waste 6 inquiries a year on Capital One unless you NEED that amount with them.

[AverageJoesCredit]

Better than nothing

[Anonymous]

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@stargazer25 wrote:

I have a $4K card with Cap1 and hit the luv button and was told I was given a $450 CLI? Really? I use this card a lot and PIF or to below 10% every month and this is all I get? I declined the increase. What a waste. Any thoughts on how to get a higher CLI?

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Ummm not to insult,  but outside of your AUs, this isn't bad..it's a little over 10% increase offer... and sometimes when you turn down an offer they also get their panties in a wad and say "nope" when you ask again