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Cap1 QS delayed approval

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Anonymous
Not applicable

Cap1 QS delayed approval

So I applied for a cap1 qs (I already have a QS1 and a Ven1 both with 3k-ish limits). I applied on 2/17 and got a "thanks for your app...we'll be in touch shortly." email. It said it was a standard step. I called for recon 3 days later and the lady was a beep and said I would find out when I find out. I was a little worried because of a new lending club account and a few new cards I just opened.

 

3/4 I got an email saying my card has shipped.

 

I thought it was probably a replacement or update for one of my other cards but I called cust svc and the automated thing said i have 3 accts and the limit on the new one was 5k. Nice.

 

It might have helped that I have both of my other cap1's paid off and use them sparingly.

 

Let me know if anyone is curious any other data pts.

5 REPLIES 5
Marz2002
Senior Contributor

Re: Cap1 QS delayed approval

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on the Approval and the Very Nice SL!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 2 of 6
800FICOGoal
Established Contributor

Re: Cap1 QS delayed approval

Congrats on the delayed, but approved QS!!!!



Rebuild Cards

Goal Cards

Loans
Message 3 of 6
Anonymous
Not applicable

Re: Cap1 QS delayed approval

Got to hand it to Cap 1 (yes, I have one), if they are nothing else, they are consistently impersonal!
Message 4 of 6
19eighty5
Senior Contributor

Re: Cap1 QS delayed approval

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 5 of 6
Shooting-For-800
Senior Contributor

Re: Cap1 QS delayed approval

Congrats!

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 6 of 6
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