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Cap1 Quicksilver1 Approval while rebuilding!

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Valued Member

Cap1 Quicksilver1 Approval while rebuilding!

So I have been working really hard to rebuild my credit and I have been hesitant to apply for anything. Though I sucked it up and decided to try after lots of researching. As luck would have it - I got approved!

 

I read so many different reviews, but it seems like it was worth a shot. Now I got worried when I got the 7-10 days message at first

which normally means denied, but it turns out they just wanted proof of income.

 

Which confused me a bit, but I submitted it. within a few days checked back and was told I was approved for 300$ credit limit on their step program. So needless to say I am super excited! Since it is a way to show my rebuilding is paying off little by little. 

 

I currently have a 535 equifax score according to the letter they sent me saying I was approved. =]

5 REPLIES 5
Valued Contributor

Re: Cap1 Quicksilver Approval while rebuilding!

Congratulations on your approval and growth in rebuilding; the 300 can grow quickly with Cap1.

Just asking, did you get approved for the QS1 or regular QS? From what you included, seems more like the QS1

State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 2 of 6
Valued Member

Re: Cap1 Quicksilver Approval while rebuilding!

Thank you so much!

 

So I'll be honest I didn't even know there were two different ones until you asked. Though after reading my approval letter it looks like I got the QS1.

Message 3 of 6
Senior Contributor

Re: Cap1 Quicksilver1 Approval while rebuilding!

Congrats

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 4 of 6
Established Member

Re: Cap1 Quicksilver1 Approval while rebuilding!

Congrats

Good luck on cli

I been at 1550 for years
Garden Club Member since 4/3/2018 til 4/3/2020
1st Goal FICOs: EX 700, EQ 700, TU 700 (??/??/??)
Message 5 of 6
Valued Member

Re: Cap1 Quicksilver1 Approval while rebuilding!

Thank you all, and thanks for that info. I'll keep an eye out as it increase to see how it goes. I wonder if they have a normal maximum they do for credit limits or not. 

Message 6 of 6
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