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Cap1(Secured) officially approved...

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Valued Contributor

Cap1(Secured) officially approved...

I called today to double check my approval status juuust to make sure.. I was denied 7 mos ago(Platinum) so, I figured I had a good enough reason.
CSR said I was definitely approved($99) naturally a $200SL. But, it’s great because I finally have my 3 revolvers that I need. Plus,(as most know,) I’ll get an auto CLI at 5th statement. Plus be eligible for an unsecured beginning at the 11th mo and a possible CLI(upon approval🤣) PLUS, I’ll be able to PC to the Quicksliver(no AF) Sure it’ll take me a bit longer than with the Credit Steps Platinum but, it’s great to know I’ll STILL get to achieve that goal even with the Secured Card. HA!! Take THAT CAP1!!! 🤣🤣

Funny thing is...my scores will more than likely get better and I’ll have app’d for better card with better limits and outgrow Cap1 before this time next year(?) like so many others on the Forums.🤣 Crazy how it all works and comes together😉

With it being the 3rd cc...I wonder what the loss and gains will be once reported(?) I cant remember if you take a dip once it reports or you get a jump when it reports...🤣...I forgot.

Well, anyways the valuable information obtained to make my decision to app for Cap1 was from “You’s Guy’s” here on the Forums. Thanks!

😊




Goal Score: 600(within a year)**MET MY GOAL**
Goal Score: 650(within a year)


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Message 1 of 11
10 REPLIES 10
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Senior Contributor

Re: Cap1(Secured) officially approved...

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 659, EQ- 651
What's in my wallet:



On the chopping block:

Message 2 of 11
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Valued Contributor

Re: Cap1(Secured) officially approved...

Congrats on your approval
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 3 of 11
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Frequent Contributor

Re: Cap1(Secured) officially approved...

Congratulations!! 👏🏾

06.2019

03.2018

NFCU CLOC: $15,000
Message 4 of 11
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Established Contributor

Re: Cap1(Secured) officially approved...

congrats!





Message 5 of 11
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Valued Contributor

Re: Cap1(Secured) officially approved...

I know you've been wanting this for a bit, I'm very happy for you!

 

Congrats!! 0greatjb.gif




Message 6 of 11
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Valued Contributor

Re: Cap1(Secured) officially approved...

Thanks, Pikaboo!👍

Yes. Yes I have.😁

😊




Goal Score: 600(within a year)**MET MY GOAL**
Goal Score: 650(within a year)


Take the myFICO Fitness Challenge

























Message 7 of 11
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Community Leader
Mega Contributor

Re: Cap1(Secured) officially approved...

CongratsSmiley Happy Welcome to Credit Land, now accepting allSmiley Happy
Message 8 of 11
Established Member

Re: Cap1(Secured) officially approved...

Congrats the one card I can't seem to get approved for haven't tried the secured one yet but Cap one must not like me already got a disco and Amex but not the cap one yet.

As of May 15 2019:


Message 9 of 11
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Senior Contributor

Re: Cap1(Secured) officially approved...

Congrats on your approval !!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
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