CapOne VentureOne approved 1k

[audio-disabled]

After getting letter of confirmation that Navient has been removed from Experian report, the very last one. I pulled a new report for Experian, score went up to FICO8 664. Checked for pre-approval via Discover, was pre-approved for DiscoverIT Miles.

I had a friend who referred me to apply CapOne VentureOne. I tried pre-approval, nothing else was showing up except for QS1 and Platinum. I applied for VentureOne anyway, got approved for $1k.

Feeling lucky to give DiscoverIT Miles a shot too, denied. That's okay, I'll take CapOne VentureOne as a win. 

Time to garden for sure.

[M_Smart007]

Congrats on yer Cap1 Venture approval!

[Anonymous]

Congratulations on the approval! I applied for this card just the other day with my Fico8 scores hovering around 680-690. Wasn't prequalified for it, but I've been with Cap1 for 2 years now always paying in full, was prequalified for the QS1 and Platinum and had 0% UTI, but was still declined for it. Glad it worked out for one of us!

[rgate88]

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@audio-disabled wrote:

After getting letter of confirmation that Navient has been removed from Experian report, the very last one. I pulled a new report for Experian, score went up to FICO8 664. Checked for pre-approval via Discover, was pre-approved for DiscoverIT Miles.

I had a friend who referred me to apply CapOne VentureOne. I tried pre-approval, nothing else was showing up except for QS1 and Platinum. I applied for VentureOne anyway, got approved for $1k.

Feeling lucky to give DiscoverIT Miles a shot too, denied. That's okay, I'll take CapOne VentureOne as a win. 

Time to garden for sure.

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Congrats! Take it as a win. Spend some time and let everything grow. Give it 6 months, you should get a nice increase as long as you treat the card right. I went from $500-$3,500 in 6 months with my QS1

[Anonymous]

Congrats on your approval!! I really like my VentureOne card

[Anonymous]

Congrats on your Cap One Venture One approval!

[Anonymous]

Congratulations!  That's a great card, and you should also be very proud!  Capital One has been good to me these years.  They (and AMEX) were one of the few companies providing me a chance when no other company would extend me credit after the great recession. Over time, my secured $300 card is now a World Mastercard Venture (stuck on the credit limit and due for the 6-month CLI in a couple of weeks).  

[Anonymous]

Did you get a triple HP from Cap 1? Did you try calling the reconsideration line for the Discover denial?

[audio-disabled]

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@Anonymous wrote:

Congratulations!  That's a great card, and you should also be very proud!  Capital One has been good to me these years.  They (and AMEX) were one of the few companies providing me a chance when no other company would extend me credit after the great recession. Over time, my secured $300 card is now a World Mastercard Venture (stuck on the credit limit and due for the 6-month CLI in a couple of weeks).  

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I am! Thank you! I'm excited. Good luck on your CLI!

@Anonymous wrote:

Did you get a triple HP from Cap 1? Did you try calling the reconsideration line for the Discover denial?

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Yes, I did get a triple hard pull from Cap1. I did not try recon for Discover denial. Should I?

[Anonymous]

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@Anonymous wrote:

Did you get a triple HP from Cap 1? Did you try calling the reconsideration line for the Discover denial?

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Yes, I did get a triple hard pull from Cap1. I did not try recon for Discover denial. Should I?

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Hell yes. Make your case. Don't take no for an answer. Look for other Discover success stories on MyFico if you need help on what to say. Keep us posted!