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I checked prequalification, was pre qualified for venture card with a single apr quote. I applied for the card and received a 7-10 dat message.
Do you think that is a denial? Most things I read is they just want more info/verify.
Also I can’t find a phone number to speak to someone. Any help is appreciated.
Mod note: I've updated your subject to reflect your approval; feel free to change/edit if you would like. --UB
Good chance you are approved.
Cap One slowing down on instant approvals probably due to fraud.
If you were prequal (especially at 14%) you should be fine.
You will not find many (if any) prequals that went bad on here.
I was prequal and got 7-14 day message.
I called few days later (applied over weekend) and was approved for $30k at 13.99%.
GL!
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!
You can check the status of your application anytime by calling 1-800-903-9177.
GL!
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!
I would call Tuesday.
That gives them time to catch up on Monday.
I called and they asked my ID questions and approved me after questions were answered.
I had other accounts with them already.
I think it is all about security not credit risk.
Yep, its a nice card and Visa Signature.
I wish my Savor and QuickSilver were metal too since they look like copper and stainless.
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!
Same thing happened with me this last week. Applied last Sunday evening after getting a pre-approval and got the 7-10 day message.
Called in on Tuesday and they told me to call back Wednesday if I hadn't heard from them. Called Wednesday and sent to the fraud department for verification and all they asked was last 4 digits of social and said give them 1-2 days for verification.
Called again Thursday morning and congratulated me on a $5k approval. Hoping to get it by this next Friday because I have a $3k charge to put on it and pay off right away so could get my free 50k miles easily!
Just told me she was going to transfer me to the fraud department for verification. They almost acted confused as to why I was talking to them though and just asked me to verify my last 4 of social. Then said they couldn't provide an answer on approval and for me to check back.
Was hoping for a little more than the $5k SL but oh well. I do currently have a Quicksilver that is 6mo old.