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Capital One Auto CLI (a pre-Festivus Miracle)

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Member

Capital One Auto CLI (a pre-Festivus Miracle)

I just got done doing the usual Sunday evening rounds through my bank/credit accounts and noticed a real shocker.

 

Last August, I applied for a Capital One Platinum card despite having 2 partially paid CO's with them that were 6 years old.  I also had a 9 year old Chapter 7 Bankruptcy and no active credit lines.

 

I was approved for the minimum $300 with the 7 statements of "credit steps" to $500.

 

I haven't been expecting much with this account due to the trouble many users here have found trying to get Credit Limit Increases. I had resigned myself to thinking I was doomed to having a $500 Capital One credit limit until the end of times.  I was even planning on leaving this account off my planned post Thanksgiving mini-app/CLI spree.

 

Well, it's a pre-Festivus miracle.  I just logged into my Capital One account and found the Credit Line has been increased from $500 to $2000.

 

**bleep**?

 

I didn't request it.  There was no notice sent.  Nada.  I had to log into my account TWICE just to make sure it was the right one.

 

I'm gonna let this matriculate and print to my CR before my mini-app spree next week.

 

It's good to see all the hard work I've done over the past year or so to rebuild is starting to pay off.

 

Hats off to Capital One.  They certainly dispelled one of the ongoing memes here...for me at least...


Starting Score: 620
Current Score: 680
Goal Score: 750


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Capital One Platinum $500
Bank of America Cash Rewards $500
US Bank Platinum $500
Message 1 of 9
8 REPLIES 8
zyzzus
Established Contributor

Re: Capital One Auto CLI (a pre-Festivus Miracle)

there was another fourm where there have been posts just like this.

 

good to see capital one doing this.  its what their customers want.  

 

My quicksilver is arguably the best card in my wallet with no annual fee or ftf

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Message 2 of 9
myjourney
Super Contributor

Re: Capital One Auto CLI (a pre-Festivus Miracle)

Congrats wow

WTG Cap1

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 9
pizza1
Community Leader
Super Contributor

Re: Capital One Auto CLI (a pre-Festivus Miracle)

Very nice!!! Happy shopping!Smiley Happy
Message 4 of 9
Apinzon2374
Regular Contributor

Re: Capital One Auto CLI (a pre-Festivus Miracle)

Congratulations!

Capital One Quicksilver | Chase Freedom | Chase Sapphire | AMEX Blue Cash Everyday
Scores: EX: 725 | TU:742
Message 5 of 9
uswala
Senior Contributor

Re: Capital One Auto CLI (a pre-Festivus Miracle)

They have been giving auto CLIs recently. My fiancee got their platinum card with $500 limit in Jan and in June she applied for a CLI which was declined and within 2-3 days her statement was generated on which they gave a auto CLI to $2000 !!

Message 6 of 9
lg8302ch
Senior Contributor

Re: Capital One Auto CLI (a pre-Festivus Miracle)

Congrats.....perfect timing for the holidays Smiley Happy
Message 7 of 9
coldnmn
Mega Contributor

Re: Capital One Auto CLI (a pre-Festivus Miracle)

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 8 of 9
alvon123
Super Contributor

Re: Capital One Auto CLI (a pre-Festivus Miracle)

congrats!!


Message 9 of 9
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