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Capital One CLI-OMG!!!

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Creditdreamer
Established Contributor

Capital One CLI-OMG!!!

I got a Platinum in October after having a secured card with capital one for about 3 years. I didn't have the best history with it, basically mostly made minimum payments until last may when I started PIF. Anyway, I have since closed my secured card and after the first statement cut on my platinum, I PCed it to the Quicksilver with no AF. I am in credit steps and my card was supposed to go from $500 to $750 when credit steps kicks in. I have had 4 statements cut so far. Pretty heavy usage and PIF about once a week. I have been clicking the luv button after every statement (including the one that cut 12 days ago) and I have gotten the "Account too new" reason. I figured it was a lost cause and I had finally accepted (a couple days ago) that I'd just get the credit steps increase. I decided to try again for fun and this is what happened!!! I can't even believe it!!!! I need more exclamation points for how I feel right now. This is just nuts in an amazing way!!!! Needless to say, I clicked the "accept" option. Smiley HappyIMG_7810.JPG

Starting: EQ 498 TU 501 EX 485 (9/23/11)
As of 5/12: EQ 552 TU 591 EX 572
Credit Repair Journey Bump in the Road
As of 10/15: EQ 511 TU 588 EX 601
Discover TU Fico- 12/31/18: 694; CK EQ- 1/16/19: 634
Goal: All 3 above 700

Message 1 of 74
73 REPLIES 73
myjourney
Super Contributor

Re: Capital One CLI-OMG!!!

Congrats WTG

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 74
Anomalous
Senior Contributor

Re: Capital One CLI-OMG!!!

Awesome increase! Congratulations!

Keep both your credit and your body in top shape!

Message 3 of 74
Anonymous
Not applicable

Re: Capital One CLI-OMG!!!

Congrats!

Message 4 of 74
Creditdreamer
Established Contributor

Re: Capital One CLI-OMG!!!

Thank you guys! I'm totally blown away. I figured IF I got an increase, it would be 500-1500 based on a ton of different threads I've read. This is just completely unexpected.

Starting: EQ 498 TU 501 EX 485 (9/23/11)
As of 5/12: EQ 552 TU 591 EX 572
Credit Repair Journey Bump in the Road
As of 10/15: EQ 511 TU 588 EX 601
Discover TU Fico- 12/31/18: 694; CK EQ- 1/16/19: 634
Goal: All 3 above 700

Message 5 of 74
JustBPatient
Established Contributor

Re: Capital One CLI-OMG!!!

Awesome bump!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 6 of 74
MrsCHX
Valued Contributor

Re: Capital One CLI-OMG!!!

WOW!!!!! Nice work! 

NFCU: $25,000; PenFed Power Cash Rewards: $3,500; PenFed Gold: $2,500; Capital One: $2,300; Nordstrom Visa: $2,000; Credit One: $1,250
Amazon: 800; Kohls: $1,500
Message 7 of 74
alextercero
Super Contributor

Re: Capital One CLI-OMG!!!

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)


Credit Age:

Inquiries:

Message 8 of 74
Anonymous
Not applicable

Re: Capital One CLI-OMG!!!

thats amazing. wow

Message 9 of 74
daverhere
Contributor

Re: Capital One CLI-OMG!!!

Awesome. Congrats

 

 

 


FICO May 2016 - EX 714, TU 711, EQ 713 - -
Message 10 of 74
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