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I've been lurking on and off and thought I should share my results. I waited a few days after the third statement cut to request a CLI. I was offererred a $3,000 CLI (total $6,000 CL).
I'm estonished as I was expecting maybe $1-$1.5k increase. I'm reestablishing and aside from this QSO / QS1 that is three months old, I have a 1 year old Platinum (secured) and two other CCS with small limits from other banks; all cards are PIF after every statement cycle with a balance not to exceed 15% of the total CC limit. After credit steps kicks in and after the sixth statement cycle, I'll try my luck for another CLI on the QS1. If I hit $10k, hopefully, it'll set me up for nice balances on QS and Venture when I app from those later this year.
Congrats!
Nice work!
Congrats....
@taxdoc wrote:I've been lurking on and off and thought I should share my results. I waited a few days after the third statement cut to request a CLI. I was offererred a $3,000 CLI (total $6,000 CL).
I'm estonished as I was expecting maybe $1-$1.5k increase. I'm reestablishing and aside from this QSO / QS1 that is three months old, I have a 1 year old Platinum (secured) and two other CCS with small limits from other banks; all cards are PIF after every statement cycle with a balance not to exceed 15% of the total CC limit. After credit steps kicks in and after the sixth statement cycle, I'll try my luck for another CLI on the QS1. If I hit $10k, hopefully, it'll set me up for nice balances on QS and Venture when I app from those later this year.
You might go on chat and see if there are any offers available to you. 1yr with a secured CC should be available for a PC I would think. If I'm right, the Plat would PC to a Quicksilver with $0 AF and 1.5% cash back on all purchases and then you could combine your QS1 into it after the 6mth CLI. I say all this without a good understanding of all the ins and outs of the older versions of the Plat. Different folks get different results so it's hard to nail this one down completely but the caht will cost you nothing and you may come out smelling like a rose.
If you do, let us know how it went.
Nice, congrats on the CLI
Thanks for the tip skybuilder. I have a small balance on the Platinum so I'll pay that off and see if they'll offer me a product change after the April statement cuts. Thanks for the suggestion / tip even if its YMMV.
Congrats
Can you PC a secured card?! I was unaware of this .. if this is the case?
A CSR last week told me that you cannot PC a secured card..