@Dre220 wrote:
So today I get a random email saying one of my Platinum cards is being increased to $2750 from $1250. Woo hoo! ... But I did not request it...
I have 4 credit cards, and savings account with Capital One. 2 Platinum ($950, $1250), 1 Business Spark ($600 CL), 1 Walmart($500 CL). I have had these cards for about 10 years, except the Spark, I got it last year. I got them when my credit was not the best, hence the low limits. I am still learning a lot so I had never asked for an increase until 2 years ago.
About 2 weeks ago I requested a CLI for my business line and they gave me a $100 CLI. My utilization fluctuates on these cards because of the low limits, except the business account is paid off every month. So I was shocked when they only gave me $100.
My credit profile is locked at all 3 bureaus so this feels really random but I will take it. Has this happened to anyone else?
Yes. On October 9th, I received an auto CLI from Capital One on my Quicksilver from a CL of $800 to $2,300. I made a post about it this weekend. On October 10th, I saw a new thread where the OP received a very large auto CLI.
Open Credit Cards:
Green Dot Primor Secured (5/18) - $450 CL (CLOSED 2/2020)
Capital One Platinum (8/18) PC to Quicksilver (9/19) - $3800 CL
Capital One QuicksilverOne (3/19) - $4800 CL
Merrick Bank DYL VISA - No AF (6/19) - $1400 CL
Discover it Cash Back (9/19) - $2800 CL
Amazon Prime Store Card (4/20) - $10,000 CL
NFCU cashRewards (4/20) - $4500 CL
BB&T Spectrum Cash Rewards (5/20) - $3500 CL
Navy Federal More Rewards American Express® Card (3/21) - $9700 SL - at 9.65 %.
Experian FICO Score - 8/2018: 528
Experian FICO 8 Score - 9/2022 - 720
Equifax FICO 8 score 2/2022- 692
TransUnion FICO 8 score 10/2022 - 728
Experian FICO Mortgage Score - 725
