Capital One Cli

[Traveler101]

Congrats! C1 loves the heavy usage and paying in full, though its best to pay before your statement hits. So many say their cards with them are bucketed. C1 wants the usage. That is how they determine to approve or decline a limit increase. Though, they are reluctant to auto increase. Capital one credit limit decline gives a whole host of valuable info on their site and how to get it raised. Just wish they would reduce the interest. Ive never carried a balance, but 27% is steep after significant score improvement. But 300 to 5900 avail cred. It hasnt been growing anymore since I have stopped using it as much.

[Emierja99]

Yeah, once I heard that CapOne likes heavy usage, I thought about PC'ing my Platinum to QS in order to obtain some benefit. That may just be my next move! Congrats on your CLI!

[Meanmchine]

Congrats CMJ !

[tbque]

Congrats on the CapOne CLI!

[soxfaininfl]

Congratulations! I’m getting my first one in 2 months hopefully. I’m at a 3k limit. My QS1 is my daily driver.

[Anonymous]

Thanks soxfaininfl. Yeah you should be good to get a cli if you’re using it as your daily driver. It took me almost 3 extra months because i wasnt using it as much as some of my other cards. Good luck.

[Traveler101]

Good luck in your cli. 2 of the biggest contributing factors to a cli with c1 is using more of your available credit and paying substantially more than a min payment to pay down your balance. Doing that you should do just fine.