Peaches, have you tried since 2008?? Who knows? It may be worth a shot!
And is anyone else still using those backdoor numbers? Do you think they work now, in the midst of this crazy credit crunch?
If you keep util super low on every card, you are practically at zero risk of losing any FICO points for closing an individual account and walking away from them. The CCCs also know this, too.
I have a bunch of accounts that I want to zap after I open a mortgage tradeline.
Another sign Capital One is still smarting from all those defaults they had...
They are pushing their awful CD products hard, just like another distressed bank which rebranded itself Ally (GMAC). Sure 2% 2-year CDs seem like a deal now, but 2 years from now when interest rates zoom back upwards, you'll look like a fool.
Poor CapOne is trying to feel their way around in this new credit world. Until they do I don't think they'll be doing any big blanket credit limit raises.
Capital One sent out this big complicated online survey thing to some customers. I got the survey and actually filled it out.
A ton of questions were showing 3 lists of mythical card features, and asking you which card to you think you'd want based on what features the card had. It was like going to the optometrist when he asks you which is better... "Number 1 or Number 2..... Number 5 or Number 6? Is 2 better, or 5?"
I kept picking the cards that had the cashback rewards listed.