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Capital One Journey approved $300 limit

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Capital One Journey approved $300 limit

I got approved for a capital one student card with a 300 limit
Message 1 of 10
9 REPLIES 9
Community Leader
Mega Contributor

Re: Capital One Journey approved $300 limit

Congrats on your approval
Message 2 of 10
Community Leader
Senior Contributor

Re: Capital One Journey approved $300 limit

Congrats on your approval!

Be sure to only let it report low utility each month. 

Got some pruning to do... No more new cards!
Message 3 of 10
Regular Contributor

Re: Capital One Journey approved $300 limit

Congrats!

Personal:
Personal:
Business:
Message 4 of 10
Frequent Contributor

Re: Capital One Journey approved $300 limit

🎊👏🎉
BK CH7--Filed September 25, 2018--D/C Jan.4, 2019
{FICO8 Feb.12, 2019--TU 580--EX 600--EQ 626}

Credit One Visa ($500 now $700) Nov. 2018
SelfLender (2 year) Nov. 2018
Capital One Platinum MC ($2000) Jan. 2019
Target RedCard ($500) April 2019
Venus Comenity ($500) May 2019 no HP


FICO 8 SCORES: 06-02-2019616 TU613 EX638 EQ
Message 5 of 10
Valued Contributor

Re: Capital One Journey approved $300 limit

Congrats!!!👍👍👍

Around of applause for you👏👏👏👏

😊




Goal Score: 600(within a year)**MET MY GOAL**
Goal Score: 650(within a year)


Take the myFICO Fitness Challenge

























Message 6 of 10
Community Leader
Mega Contributor

Re: Capital One Journey approved $300 limit

CongratsSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 7 of 10
Senior Contributor

Re: Capital One Journey approved $300 limit

Congratulations on your approval and welcome to the forums!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 8 of 10
Valued Contributor

Re: Capital One Journey approved $300 limit

Congrats Bryan!
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 9 of 10
Frequent Contributor

Re: Capital One Journey approved $300 limit

Congrats, and welcome!!!

 

I bet you'll find the people and the advice here as helpful as I did around a couple of years ago when I decided to take my plunge. I was soooo grateful for that first card - still am, actually, because without it I wouldn't be in a position to be choosy about which cards to take to get the rewards I've wanted, and can now have. Treat your new card like the fragile little thing it is at this point. Use it, but not too much (never max it, nor even come close), pay it off, never carry a balance long enough to pay interest on it, and you're off to the races!

 

Fun fact that's very useful to the typical starving student - it doesn't take a massive income to have rewards cards and generous-enough limits to actually use them. I wish I'd known that some years ago.....

 

Anyway, welcome again, and congratulations again!


Message 10 of 10
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