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Capital One!!! (Not what I was expecting a day after CH7 Discharge)

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Steveo777
Contributor

Capital One!!! (Not what I was expecting a day after CH7 Discharge)

So I was preapproved, according to the preapproval check on C1's site. It said I was prequaified for the Platinum MC and the Quicksilver One. I chose the latter. Boom! Approved for $3k SL. Now, this after burning them in my BK, when I was expecting to get a measily $500-$1000 limit. Needless to say, I am stoked!! This happened a day after my CH7 was discharged.

 

Mistake I made: I was also preapproved on their site for a Platinum MC. It was still showing after I was approved for the Quicksiver one, so I applied for it also, which was declined. Well, that was a dumb idea...live and learn.

BK7 Discharged 08/2021 Household Income 95k
Scores: Fico9 Equifax 663 | TU 694 | Experian 628 Vantage 3.0 TU 737 | EQ 726
Cards:
Tri-CU $3k
Capital One Quicksilver One $3K
Mercury Master Card $3.3k
Upgrade Visa $10k
NFCU Visa Platinum $2000
Alphaeon Card $3600
Dell Preferred $4500
WM Mastercard $1000
Credit One AMEX $1000
Kohl's $800
Ollo Mastercard $2000
Target Red Card $1200
Cabela's Mastercard $3k
Message 1 of 20
19 REPLIES 19
Libra85
Regular Contributor

Re: Capital One!!! (Not what I was expecting a day after CH7 Discharge)

Congrats on your Cap1 approval. 







October 2021
Message 2 of 20
CreditMagic7
Mega Contributor

Re: Capital One!!! (Not what I was expecting a day after CH7 Discharge)

Congrats on the Capital One FIRST APPROVAL at $3K. Mine was cheap so i closed it and will wait another year before trying again.

 

6 HP's for that effort is a hog but as you know CapOne is that oddity triple pull type. But that initial approval SL is no slouch given your current bounce back.

Message 3 of 20
tbque
Valued Contributor

Re: Capital One!!! (Not what I was expecting a day after CH7 Discharge)

Congratulations on the CapOne approval!






Message 4 of 20
cashorcharge
Community Leader
Super Contributor

Re: Capital One!!! (Not what I was expecting a day after CH7 Discharge)

That’s terrific!  Congratulations on your approval!! 👏🏼🎉🍾

Message 5 of 20
gdale6
Moderator Emeritus

Re: Capital One!!! (Not what I was expecting a day after CH7 Discharge)

Grats on your new Cap-1 card and a great SL Smiley Happy

Message 6 of 20
Mr_Mojo_Risin
Senior Contributor

Re: Capital One!!! (Not what I was expecting a day after CH7 Discharge)

That's a sweet Cap1 hookup. Enjoy your new card.

Congratulations!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 7 of 20
Elpadrino1
Valued Contributor

Re: Capital One!!! (Not what I was expecting a day after CH7 Discharge)

Congratulations on your approval!!

Message 8 of 20
CreditAggie
Community Leader
Super Contributor

Re: Capital One!!! (Not what I was expecting a day after CH7 Discharge)

Congratulations on your Capital One approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 20
KingRue8500
Senior Contributor

Re: Capital One!!! (Not what I was expecting a day after CH7 Discharge)

Congrats on your Capital One QuicksilverOne approval




Message 10 of 20
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