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Capital One Platinum Approval

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Regular Contributor

Capital One Platinum Approval

Currently have Cap 1 secured card with $500 ($50 deposit) and applied for unsecure one and got appoved with $500 SL, little disappointed regarding the limit and wonder if they could absorbed the unsecured limit with the new one?

 

They pulled all 3 CR's 


FICO 8 (EQ) 702 FICO 8 (TU) 689 FICO 8 (EX) 691 Mar 2019
Message 1 of 11
10 REPLIES 10
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Valued Contributor

Re: Capital One Platinum Approval

Congrats.  You're in the door. Use the card frequently and pay the balance frequently. They will take care of you in time.  Their phone app is pretty good and makes it very easy to keep track of balances and make payments.  Good luck !

NFCU Visa 25k | Cap1 QS 11K | Cap1 QS 10.5K | Barclay Apple Rwds 9k | Amex AU 20k | Citi AU 10k | Delta Amex 5k | CFNA FS 3200 | VS 1200 | Car Loan 10/14 |
Message 2 of 11
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Established Contributor

Re: Capital One Platinum Approval

Congrats!

Message 3 of 11
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Frequent Contributor

Re: Capital One Platinum Approval

Congrats!!!  Keep up the Great work on your Credit Build!!! Smiley Happy

It never happens as Fast as you want it too but Slow and Steady WINS 

the RACE here Grasshopper.  Smiley Wink Use it alot and Pay in Full

every Month, You're well on your WAY!!!  I see Walmart, Barclays & QS1

Cards next for you in 6 Months time for sure.  That's how I did it!!!Smiley Happy

USAA Rate Advantage Visa 17.5% 7K|USAA AMEX Rewards+ 5K|USAA Prefered Rewards Visa 4.5K|USAA Classic Visa 2.5K|USAA Classic AMEX 2.5K|USAA Classic MC 2K|CaptialOne QS1 4.5K|Capial One QS Visa 1K|AMEX-EDC 1K|BofA Rewards VISA 10K| BarclayCard Rewards 4K|Barclaycard Choice Rewards Visa 1.4K|Walmart Store Card 6K|Amazon Store Card 4K|Sam's Club 10K|Meriick Visa 1.2K|OverStock 2K|Hilton-AMEX 5K|AMEX BCE 16K|PENFED PRVS 9K|AMEX PRG NSPL|FICOs: EQ 688 EXP 679 TU 685
Message 4 of 11
Senior Contributor

Re: Capital One Platinum Approval

Congratulations, Gadgetmang! After you make your 1st payment, request a product change to the Quicksilver with no annual fee. Some have done it sooner, but I think after you make your 1st payment it's almost a sure thing. Then you can earn a little cashback. Smiley Happy

Current Scores: EQ 679;TU 647; EX 679 Gardening since 11/7/18
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015
Message 5 of 11
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Valued Contributor

Re: Capital One Platinum Approval

Congrats, I personally have not had experiece combining the limits. Best to call in or search the forum here. 

Message 6 of 11
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Regular Contributor

Re: Capital One Platinum Approval

The secured Capital One card is a stand alone product.  They won't combine limits or allow any customer initiated credit increases.   Definitly try for the product change to the Quicksilver.

Message 7 of 11
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Super Contributor

Re: Capital One Platinum Approval

you'll get there, don't worry! Just use and pay, use and pay, and eventually down the road, you'll qualify for a better card of theirs like the Venture or Venture One, with a much higher limit! Thats what happened to me....the rest is history! LOL.. Smiley Wink Congrats again

My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 8 of 11
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Regular Contributor

Re: Capital One Platinum Approval


@Bella007 wrote:

Congratulations, Gadgetmang! After you make your 1st payment, request a product change to the Quicksilver with no annual fee. Some have done it sooner, but I think after you make your 1st payment it's almost a sure thing. Then you can earn a little cashback. Smiley Happy


Cool I'll try that thanks.


FICO 8 (EQ) 702 FICO 8 (TU) 689 FICO 8 (EX) 691 Mar 2019
Message 9 of 11
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Valued Contributor

Re: Capital One Platinum Approval

Congratulations on your unsecured card with Capital one! Would you mind sharing your current scores with us?


     $500         $1,000        $1,300        $1,500        $1,850         $3,400        $3,500                            $9,500        $1,000
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