Capital One Platinum approval

[Anonymous]

Hello! 
Here to celebrate my Capital One Platinum approval with a starting limit of $1,000! The very next day my credit score moved into Good at 673.  I'm in a rebuild working towards buying a house next year and I'll now enter a garden phase as to not get anymore Inquiries and treat this card kindly! 

woot woot!

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[AllZero]

Congratulations on your approval!

[AllZero]

In case you did not know, try to product upgrade from Platinum to QuickSilver (not QuickSilver One) in 3-4 months.

Capital One check for upgrade link

[Anonymous]

@AllZero  good to know, would that add another inquiry or be a soft pull?

[AllZero]

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@Anonymous wrote:

@AllZero  good to know, would that add another inquiry or be a soft pull?

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No hard pull inquiry. It will not be another new account with product upgrade. Nothing changes except card design and 1.5% cash back reward structure.

Are you on Capital One credit steps?

[Anonymous]

I think so, the automatic credit increases if qualified?  It said that at statement 5 it will automatically check for a CLI approval. @AllZero 

[gdale6]

Congrats on getting the platinum card

[AllZero]

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@Anonymous wrote:

I think so, the automatic credit increases if qualified?  It said that at statement 5 it will automatically check for a CLI approval. @AllZero 

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Yes, that's it. Depending on your other available rewards cards, if you put sufficient spend on the Capital One card you may see a CLI. It may not be huge but any CLI is better than zero.

[Anonymous]

Congratulations!

[CYBERSAM]

Congrats, nice job. 👍