cancel
Showing results for 
Search instead for 
Did you mean: 

Capital One QS1 3-Month CLI

tag
MartyWrite75
Valued Contributor

Capital One QS1 3-Month CLI

So, I remembered reading on various threads to try for an increase after the third statement cuts. I decided to do it, and I received a small CLI of $100.

I was a little disappointed but this was expected. Therefore, I took what was offered. A CLI is a CLI, right? It's all good. LOL
April 2024: Experian 772; Equifax 779; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Message 1 of 10
9 REPLIES 9
AverageJoesCredit
Legendary Contributor

Re: Capital One QS1 3-Month CLI

CongratsSmiley Happy$100 more than yesterdaySmiley Wink
Message 2 of 10
Anonymous
Not applicable

Re: Capital One QS1 3-Month CLI

Congrats! I've never been with cap1, but I've heard that you can't expect much when requesting cli's on their subprime cards. So this falls right in line with others experiences

Message 3 of 10
Anonymous
Not applicable

Re: Capital One QS1 3-Month CLI

Congrats!! Not unusual at all...Smiley Happy

Message 4 of 10
Anonymous
Not applicable

Re: Capital One QS1 3-Month CLI


@Anonymouswrote:

Congrats! I've never been with cap1, but I've heard that you can't expect much when requesting cli's on their subprime cards. So this falls right in line with others experiences


Wait...is QS a sub-prime card? I have a SL of 10k, and have never received a CLI from Cap1 since I opened this account back in 2015.

Message 5 of 10
MartyWrite75
Valued Contributor

Re: Capital One QS1 3-Month CLI

@piroskavalentino: No, the Quicksilver One is, not the regular Quicksilver card.
April 2024: Experian 772; Equifax 779; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Message 6 of 10
jl4
Established Contributor

Re: Capital One QS1 3-Month CLI


@MartyWrite75wrote:
@Anonymous: No, the Quicksilver One is, not the regular Quicksilver card.

Indeed. I was able to "graduate" mine when I PC'd to the regular Quicksilver card, though it was a good 6 years after I opened it. XD

EQ8: 779 (Inq: 1) | TU8: 771 (Inq: 0) | EX8: 763 (Inq: 4)
Total Rev: $182,500
Message 7 of 10
SomewhereIn505
Valued Contributor

Re: Capital One QS1 3-Month CLI

$100 in 3 months with Cap One is a big deal. Keep it up. April is not too far away! 


3/16/18 FICO9 TU-700 EQ-669 EX-716
6/26/18 FICO9 TU-750, EQ-672, EX-789

Message 8 of 10
Anonymous
Not applicable

Re: Capital One QS1 3-Month CLI


@Anonymouswrote:

Congrats! I've never been with cap1, but I've heard that you can't expect much when requesting cli's on their subprime cards. So this falls right in line with others experiences


My Cap1QS1 went from $500 to $8250 in 18 months. 

 

SL was $500

$2500 at 6 months

$7500 at 12 months

$8250 at 18 months

 

My scores went up about 80 pts during that time. I think the real factor was that I maxed the card and paid in full every month. 

Message 9 of 10
MartyWrite75
Valued Contributor

Re: Capital One QS1 3-Month CLI

@Mouseakka: I didn't know that the QS1 CL went that high. I learn something new everyday on this site.
April 2024: Experian 772; Equifax 779; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Message 10 of 10
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.