Income = ~$70K Inquiries = 7 in the last 12 months on EQ and EX (none on TU) Scores = 749 (EX), 747 (EQ), 781 (TU) AAOA = 4 years AOYA = 1 month
I just knew the number of recent inquiries would do me in, but I guess not. I did submit for a prequalification beforehand and this was the top card to come up.
I *REALLY* didn't want to apply for a new card, but I recently used the cash advance on multiple cards to buy a used car and the 0% APR interest for 15 months was too good to pass up to avoid the interest on the cash advances (yes, I know this was bad, shame on me, but I was trying to find a good, inexpensive and relatively low mileage pickup truck, which I did, and these are extremely hard to come by). In fact, this will probably end up in the sock drawer once I transfer those balances.