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Capital One Quicksilver One CLI success!

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WarthogWrangler
Contributor

Capital One Quicksilver One CLI success!

I know a lot of people on here complain about Cap1 and to a degree I see their point.   Here's a quick success story.  Started last year with horrible credit.  Cap1 was the only people to give me an unsecured Platinum card with a SL of $350.  That card auto CLI'd to $500 at the six month mark.  During that time I also applied for and was approved for a QS1 card with a SL of $1000 which had an auto CLI to $1500 at the six month mark.  

 

My platinum card was PC'd to a QS card but remained at $500 and eventually they gave me a measly $100 CLI to $600.   Well today my QS1 card hit one year old and was eligable for a CLI so I hit the love button expecting maybe a $500 dollars increase.... I got a $5000!   So now my QS1 is at $6500 limit!  I use the card for everything and pay in full every month.  Usually spend about $2500 a month on it.   They were very generous to me today.  Just wanted to share my experience with them so far and show a little love to them in a forum full of people that dislike them. 

Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: Capital One Quicksilver One CLI success!

Thats amazing, congrats on the CLI.

Message 2 of 18
Girlzilla88
Valued Contributor

Re: Capital One Quicksilver One CLI success!

Congrats indeed







Message 3 of 18
Shooting-For-800
Senior Contributor

Re: Capital One Quicksilver One CLI success!

Cap One can be extremely generous.

Sometimes one needs to open a new account, but generous all the same.

Congrats!

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 4 of 18
Anonymous
Not applicable

Re: Capital One Quicksilver One CLI success!

Congrats. Those that have success with CLIs on Capital One cards are those that utilize the cards regularly and for significant amounts, as you’ve shown.
Message 5 of 18
EdMan63
Established Contributor

Re: Capital One Quicksilver One CLI success!

Congrats on your success. I actually liked Cap One when I had my QS. I closed it in Nov due to the fact that I was trimming my cards down. They gave me 2 or 3 of instant CLI over the almost 4 years going from 10k to 16k. The last time I hit the button they had to review it and denied me. It was just as well as I didn't need it but was trying to increase my total credit after closing another card. I really have nothing bad to say about Cap One other than the triple pull most people complain about when applying for their cards. 


Message 6 of 18
Rebuild2019
Valued Contributor

Re: Capital One Quicksilver One CLI success!

Congrats and thanks for Sharing your experience

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 7 of 18
WarthogWrangler
Contributor

Re: Capital One Quicksilver One CLI success!

Thanks everyone, I was really shocked they gave me such a high increase.  Hopefully in another 6 months they will give me even more.  

Message 8 of 18
gdale6
Moderator Emeritus

Re: Capital One Quicksilver One CLI success!

Excellent CLI out them, if they gave 2% rebate instead of 1.5% I would use my card more, at this point it is used to keep it alive once or twice a year. Grats on getting the 5K Smiley Happy
Message 9 of 18
FireMedic1
Community Leader
Mega Contributor

Re: Capital One Quicksilver One CLI success!

Congrats. Once they like you they will give out nice CLI's and future apps will yield good results also. First one was $1200 Plat for me. And approvals were all at 10k for the 3 below afterwards.


Message 10 of 18
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