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Capital One Savor Approval

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Anonymous
Not applicable

Capital One Savor Approval

Just applied for the Savor card on a whim. Surprisingly, got approved for my first 5-digit SL: $10K on the head! I had applied for a couple of BofA cards in the last week (denied), and figured I might as well go for this one while I'm on the app spree. Not the most attractive terms at 25% APR, no intro APR, big annual fee (AF). Mainly want to score that sweet $500 SUB, though! Will be looking to cancel before the $95 AF hits after 1st yr, unless CapOne can waive it or PC me to the no AF SavorOne or another no AF card (anyone have xp w/ this w/ CapOne??). So excited and still shocked at my first 10K card. Especially on the heels of a sad $500 SL from US Bank hahahhaah

Data points:
-TU 745, 5inq
-EX 754, 4inq
-No baddies
-16 accounts, 7 in the last 24mo
-I have a Quicksilver card with them since January, CL of $5000
-Got the offer through their preapproval tool and bit the bullet
Message 1 of 19
18 REPLIES 18
Anonymous
Not applicable

Re: Capital One Savor Approval

Congrats on your approval and great SL! I wish I had some info on the Savor but I am certain someone else on this awesome forum will have some information for ya!

tenor.gif

Message 2 of 19
LunaBuna
Regular Contributor

Re: Capital One Savor Approval

DILLY DILLY

 

Cheers.gif


Message 3 of 19
SweetCreditObsession
Valued Contributor

Re: Capital One Savor Approval

Awesome news, congratulations!


(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 4 of 19
Cred4All
Valued Contributor

Re: Capital One Savor Approval

Congrats on the approval!


Message 5 of 19
xaximus
Valued Contributor

Re: Capital One Savor Approval

Congrats on the Approval! I believe you can get it waived (reach out to CSR regarding waiving or PC'ing, I believe if you ask to cancel, it's possible). You can probably PC it down to a SavorOne easily.


Scores - All bureaus 770 +
TCL - Est. $410K
Message 6 of 19
MartyWrite75
Valued Contributor

Re: Capital One Savor Approval

Congratulations on your approval!!  Nice SL!!!

January 2024: Experian 761 Equifax 762; Transunion 764


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $9,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $3,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 04/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

Message 7 of 19
19eighty5
Senior Contributor

Re: Capital One Savor Approval

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 8 of 19
GetMeSlick
Established Contributor

Re: Capital One Savor Approval

Congrats OP.

 

This one is on my DW app list Smiley Happy.

Right after home closing.

DW has a Cap1 checking/savings acct.

1/6/2023 FICO TU-840|EX - 838|EQ -840
Total Credit - $470K+
Starting Score: 640
Current Score: 840
Goal Score: 850


Take the myFICO Fitness Challenge
Gardening since Sep/2021
Message 9 of 19
Anonymous
Not applicable

Re: Capital One Savor Approval

Congrats on your new Capital One Savor card! Smiley Very Happy

Message 10 of 19
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