@Sionkado Yes... I agree it's worth the hard pull for this card.
I've pretty much decided to nix the idea of getting the Capital One Venture card. Just not enough incentive for me... even though the 60K SUB would be nice. It's not worth a spot in my collection since I'm currently at 5/25. I'll be doing some gardening for a while. I agree the Pathfinder is probably overall a better card since I have the Access America checking..
I'm hoping eventually that PenFed will allow you to transfer points from my PCR card to the Pathfinder just to add some flexibility. Last I knew they didn't allow that yet though.
I know this conundrum very well! At first glance, it seems like a no-brainer on the Venture card. No FTF, Global Entry, and easy points/miles management. A deeper look shows it as just ok. The 100k SUB was the best deal. I am thinking about the SavorOne as well, seems like a darn good card!
Inter-account things at PenFed are definitely limited. Pretty sure you can't do product changes there. At least not without an HP. I could be wrong.