cancel
Showing results for 
Search instead for 
Did you mean: 

Capital One Secured CLI!!

tag
Method2Madness
Regular Contributor

Re: Capital One Secured CLI!!

Thanks! I've since SDed this card, and will probably close it in the next few months, as I've moved on to bigger and better things. But it was absolutely instrumental in getting me to the point where I'm at now. I love Cap One. Smiley Happy

Total Available Credit: $145,950   ||Feb 2018||EQ08-705||EX08-728||TU08-741||



Message 11 of 31
RonM21
Valued Contributor

Re: Capital One Secured CLI!!

Congrats on the increase!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 12 of 31
jamevfan
Frequent Contributor

Re: Capital One Secured CLI!!

my scores are slowly climbing and seeing how youve grown give me hope. Smiley Happy  BTW whats SDed? and why would you close on eof your your longest line of credit? wont that make your score drop?

Current Ficos as of 01/2017 Equifax 640, Transunion 690 Experian 690 Mortgage middle score of 677
Message 13 of 31
Method2Madness
Regular Contributor

Re: Capital One Secured CLI!!

SD=sock drawered. Meaning I don't use it. Smiley Happy

And no, aaoa will not be affected, as positive tradelines stay on your report for 10 years. The only hit I'd theoretically take is a UTI (utilization), but this should be a non issue, as I have since amassed enough of a credit pillow to absorb it.

Total Available Credit: $145,950   ||Feb 2018||EQ08-705||EX08-728||TU08-741||



Message 14 of 31
jamevfan
Frequent Contributor

Re: Capital One Secured CLI!!

ok. makes sense now, I was wondering if everyone carried around all of their cards all the time especially those who have over 15-20 cards....kind of risky but a great sense of security. lol

Current Ficos as of 01/2017 Equifax 640, Transunion 690 Experian 690 Mortgage middle score of 677
Message 15 of 31
Anonymous
Not applicable

Re: Capital One Secured CLI!!

 
Message 16 of 31
MrsCHX
Valued Contributor

Re: Capital One Secured CLI!!

Nice! Keep up the good work!

NFCU: $25,000; PenFed Power Cash Rewards: $3,500; PenFed Gold: $2,500; Capital One: $2,300; Nordstrom Visa: $2,000; Credit One: $1,250
Amazon: 800; Kohls: $1,500
Message 17 of 31
Method2Madness
Regular Contributor

Re: Capital One Secured CLI!!

So, this morning I woke up to an alert that an account has been updated. Went and checked and lo and behold, I had another cli on this secured card. This time for $500 for a total of $1050. 

 

Funny thing is, I SDed this card MONTHS ago and haven't used it at all since the last cli. Smiley Happy

Total Available Credit: $145,950   ||Feb 2018||EQ08-705||EX08-728||TU08-741||



Message 18 of 31
Anonymous
Not applicable

Re: Capital One Secured CLI!!

Congrats!

Message 19 of 31
Anonymous
Not applicable

Re: Capital One Secured CLI!!

Congrats, nothing better than waking up to a CLI Smiley Very Happy

Message 20 of 31
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.