@Method2Madness wrote:So, this morning I woke up to an alert that an account has been updated. Went and checked and lo and behold, I had another cli on this secured card. This time for $500 for a total of $1050.
Funny thing is, I SDed this card MONTHS ago and haven't used it at all since the last cli.
Wow nice. I also have this card, I got my $300 increase at 6 months. Have only been making 1 purchase a month on it since getting my AmEx in April. Question for you...is that a USAA Visa Signature you have? That's my next card, but I was unsure about getting approved for it since my largest limit to date is 3k. But if you got a limit of 1k and it still came as a Signature? Now that would be interesting. Once AmEx reports my increased limit at the end of the month, I'm apping for the Rate Advantage and then the Signature if I get a decent limit on the Rate. My scores are 720+, though, so I know I'll get approved, just hoping it's a large limit.
Hey Lakings. It's not the USAA siggy, unfortunately. Just the regular Visa. I'm waiting for my credit to hit 700 before I apply for the Rate Advantage siggy, as like you, I want a decent sl.
That being said, with your scores, once you apply, I would *guess* a 4-5k sl. I got a 5k limit on my dcu VISA with only a 640 FICO. (Which was about a 670 on their scoring method).
That being said, with your scores, once you apply, I would *guess* a 4-5k sl. I got a 5k limit on my dcu VISA with only a 640 FICO. (Which was about a 670 on their scoring method).
@Method2Madness wrote:
Hey Lakings. It's not the USAA siggy, unfortunately. Just the regular Visa. I'm waiting for my credit to hit 700 before I apply for the Rate Advantage siggy, as like you, I want a decent sl.
That being said, with your scores, once you apply, I would *guess* a 4-5k sl. I got a 5k limit on my dcu VISA with only a 640 FICO. (Which was about a 670 on their scoring method).
Oh oops, it looked like there was some text under the Visa part...so I assumed it was a Signature. Yeah all I have is my $500 CapOne and my $3k AmEx, with 10 months of credit history. Will app for the Rate Advantage and then go from there, but that's not a Signature FYI. I don't care about the Signature benefits...just want their 1.5% cash back card. Thanks anyway. I'd be happy if I got anything 3k and up.
Yea, I actually just noticed that image is a siggy. I'll see if I can find a different image or pshop that one. Not sure why I never noticed that.... Lol
Congrats to you !!!
You all are giving me hope that my secured capital 1 card will get the bumped up credit line increase soon. I opened the card in February this year and just made my 5th payment. Havent been late at all an have paid in full. Looking forward to sharing my joy soon. Congrats to you all!!
Garden Club Member" width="40" height="40" align="right">
It will and you can pc to another if you wish. 
FICOS: EQ-812 TU-811 EX-818 Goal - 840-850 Across The Board
@Sandibeach22 wrote:It will and you can pc to another if you wish.
Actually, I called about PC'ing my secured CapOne card long after I got that first auto-CLI and they said Nope!! Not a chance!! In nicer words, of course. I don't even use the card anymore except for some game gold for Candy Crush...Can't even combine it, they say...
Congrats! The same thing happened to me when I had the card 2 yrs ago, but it was only a $100 CLI. Kudos.
