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A couple of nights ago, I started the process of asking for a credit limit increase with Capital One Platinum and I did not go thru with it. However, today I noticed they increased my credit limit from $1,000 to $3,000 and I received no notification.
My credit limit has been increased about four months post-bankruptcy and three statements later.
I have been making about five or six or more payments each month and keeping the balance very low under 30%.
Data Points score range from 659 to 679.
Good Thursday night for me! I am shocked because I have seen a lot of posts that Capital One increases were hard to get.
Best,
Knight Trader
Congrats on the suprise increase!
That's terrific! Congratulations on your approval!! 🎉🥂
Congratulations and welcome to the forum!
You're right that many of us post about how small Capital One's CLIs are, but that's really only true of the customer-requested ones. The automatic CLIs they give out are quite generous, as your 3x shows.
Congratulations on your Cap One CLI.
Congrats on your increase! Capital One is a funny one for sure. It does appear like you earned it by putting enough use on it and making multiple payments in a month/keeping the balance low. They like heavy spend and large payments. Well done!
Congratulations on your Capital One CLI!
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