cancel
Showing results for 
Search instead for 
Did you mean: 

Capital One Surprise Increase 1K to 3K

tag
NightTrader
Valued Member

Capital One Surprise Increase 1K to 3K

A couple of nights ago, I started the process of asking for a credit limit increase with Capital One Platinum and I did not go thru with it.  However, today I noticed they increased my credit limit from $1,000 to $3,000 and I received no notification.  

My credit limit has been increased about four months post-bankruptcy and three statements later.  

I have been making about five or six or more payments each month and keeping the balance very low under 30%.

Data Points score range from 659 to 679.

Good Thursday night for me! I am shocked because I have seen a lot of posts that Capital One increases were hard to get.

Best,

Knight Trader

15 REPLIES 15
AllZero
Mega Contributor

Re: Capital One Surprise Increase 1K to 3K

Congratulations on your PCLI!
Message 2 of 16
Anonymous
Not applicable

Re: Capital One Surprise Increase 1K to 3K

Congrats on the suprise increase!

Message 3 of 16
Rebuild2019
Valued Contributor

Re: Capital One Surprise Increase 1K to 3K

Congratulations 🎉🎊🎈 on your CLI.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 4 of 16
cashorcharge
Community Leader
Super Contributor

Re: Capital One Surprise Increase 1K to 3K

That's terrific!  Congratulations on your approval!! 🎉🥂

Message 5 of 16
Curious_George2
Valued Contributor

Re: Capital One Surprise Increase 1K to 3K

Congratulations and welcome to the forum!

 

You're right that many of us post about how small Capital One's CLIs are, but that's really only true of the customer-requested ones. The automatic CLIs they give out are quite generous, as your 3x shows.

Message 6 of 16
CreditMagic7
Mega Contributor

Re: Capital One Surprise Increase 1K to 3K

Congratulations on your Cap One CLI.

Message 7 of 16
Anonymous
Not applicable

Re: Capital One Surprise Increase 1K to 3K

Congrats on your increase! Capital One is a funny one for sure. It does appear like you earned it by putting enough use on it and making multiple payments in a month/keeping the balance low. They like heavy spend and large payments. Well done!

Message 8 of 16
CreditAggie
Community Leader
Super Contributor

Re: Capital One Surprise Increase 1K to 3K

Congratulations on your Capital One CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 16
Getty59
Regular Contributor

Re: Capital One Surprise Increase 1K to 3K

Congrats on the CLI!👍

NFCU More Rewards: $23,100

NFCU Cash Rewards: 25,000


Capital One Venture: $10,250
Message 10 of 16
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.