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Capital One UPGRADE!

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Valued Member

Capital One UPGRADE!

Guys!!!

It's been 7 months since I received a CLI on my quicksilver ONE card.

In July I applied for a CLI on my other Quicksilver card (which is not QSOne) that had a 5200 limit.  They gave me only 300, and I was surprised by that.  However, I had taken advantage of delaying a car payment due to COVID, because spouse's income was cut in half temporarily.  I think that factored into the decision.

 

So the 6 months passed for my second QS card (which is ONE), Limit was 1850.  I got the response that they would send mail.  I was stunned because my score is over 700 and my usage is only 6%.  Maybe they're still punishing me for the car payment?  I forlornly tried the Cap1 upgrade link.  I have been trying this link since January with no luck.  To my surprise it offered to replace my ONE with a Venture card!  I didn't like having the ONE card in the first place, me being all high-falutin' and all now with my improved scores, so I went for it.

 

They gave me a 5800 credit limit!

Makes my day.

3/20/20:
EX 693
EQ 671
TU 690
current:
EX 730
EQ 700
TU 716
Message 1 of 22
21 REPLIES 21
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Valued Contributor

Re: Capital One UPGRADE!

Whooo Hooooo!!! Nice work!! I'm guessing the auto loan didn't matter. Good for you! An awesome start to the weekend. Enjoy your new card! 

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Message 2 of 22
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Community Leader
Super Contributor

Re: Capital One UPGRADE!

Wait, so when you upgraded the card they gave you a CLI at the same time?







Message 3 of 22
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New Contributor

Re: Capital One UPGRADE!

Congrats on getting some Cap1 love.   


Message 4 of 22
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Moderator

Re: Capital One UPGRADE!


@vainglorious wrote:

Guys!!!

 

So the 6 months passed for my second QS card (which is ONE), Limit was 1850.  I got the response that they would send mail.  I was stunned because my score is over 700 and my usage is only 6%.  Maybe they're still punishing me for the car payment?  I forlornly tried the Cap1 upgrade link.  I have been trying this link since January with no luck.  To my surprise it offered to replace my ONE with a Venture card!  I didn't like having the ONE card in the first place, me being all high-falutin' and all now with my improved scores, so I went for it.

 

They gave me a 5800 credit limit!

Makes my day.


So you got an upgrade and they raised the limit at the same time? Their policy has always been one or the other every 6 months, would be a change if you got both at the same time.

Message 5 of 22
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Regular Contributor

Re: Capital One UPGRADE!

Congrats on your approval

Message 6 of 22
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Valued Contributor

Re: Capital One UPGRADE!

Congrats on the very nice increase!

Message 7 of 22
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Super Contributor

Re: Capital One UPGRADE!

Congratulations on your product upgrade!
Message 8 of 22
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Valued Contributor

Re: Capital One UPGRADE!

Congratulations on your Capital One upgrade!



Current FICO 8:

Credit Age:

Inquiries:

Goal Cards:


Message 9 of 22
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New Visitor

Re: Capital One UPGRADE!

Congrats! I am getting ready to dump cap1 .... 26 months with their secured card with several phone calls and I couldnt get them to graduate it and my QS1 has been stuck at 500 for almost a year now with every CLI request denied! Yesterday alone I cold app'd 7 cards and got approved for 5 of them with an overall SCL of 39k. They have really become rediculous!

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Message 10 of 22
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