Capital One Unexpected Limit Increase

[Iusedtolurk]

I was checking my Cap1 statements for this month and noticed my Cash Advance Limits  show they increased from 20 percent of cl to 100 percent on one card and from 10 percent to 60 percent of credit line on another.                                                     I was wondering if anyone else experienced a change like this. One card just hit 7 years and the other 4 years. 

[citymunky]

I guess after 7 years, they finally trust you. 

[CorpCrMgr1]

Congratulations on the increase of your CAL. It's been a long time since I received any increase.

[Iusedtolurk]

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@CorpCrMgr1 wrote:

Congratulations on the increase of your CAL. It's been a long time since I received any increase.

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@CorpCrMgr1  it's been a dismal amount of time for an increase on my first card. I got one 3 months after I got it of 400 dollars making it 700 dollars and its been the same every since. No matter how it's been used and it's been used in every way possible.  It's definitely at the bottom of the Bucket it resides in. Took 5 years to unsecured.  But it's the card I started my rebuild with and doesn't have any fees so I  just  let it age.

[gorgon]

This is at least the second post I have seen in the past few weeks of auto Cap1 CLIs and changes. Are they loosening up their policies??

[Thomas_Thumb]

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@Iusedtolurk wrote:

I was checking my Cap1 statements for this month and noticed my Cash Advance Limits  show they increased from 20 percent of cl to 100 percent on one card and from 10 percent to 60 percent of credit line on another.                                                   

 I was wondering if anyone else experienced a change like this. One card just hit 7 years and the other 4 years. 

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Congrats! Never experienced a CAL increase like that. I've had plenty of CLIs but, I never get any CAL respect

[CorpCrMgr1]

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@gorgon wrote:

This is at least the second post I have seen in the past few weeks of auto Cap1 CLIs and changes. Are they loosening up their policies??

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We, including I, can only hope.

[pizzadude]

Congrats !  Just to clarify Cap1 didn't increase your CLs, just your cash advance limits ? 

Also will move this to CC Approvals forum. 

[UH_HUH]

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@Iusedtolurk wrote:

I was checking my Cap1 statements for this month and noticed my Cash Advance Limits  show they increased from 20 percent of cl to 100 percent on one card and from 10 percent to 60 percent of credit line on another.                                                     I was wondering if anyone else experienced a change like this. One card just hit 7 years and the other 4 years. 

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Congratulations on your success with Cap One @Iusedtolurk 

 I can not answer that question but glad they

gave you some luv :-)

Enjoy

Cheers

[youngandcreditwrthy]

my c1 cash advance limit is 75% of the total limit which is odd bc of how high it is.

sometiems when you get CLIs, the system doesnt automtically increase the cash advance limit like it should, so like on my sync accounts for exmaple, I used to cll and tell them your system messed up and made them change it haha. They usually did. Congrats :-)