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Capital One Venture Approval!!

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wxman2021
Regular Contributor

Capital One Venture Approval!!

Hey everyone!  I have been wanting a good miles/travel card.  I am wanting to travel a bit more and figured lets see what we can work toward.  Now, AMEX (Delta) would be the ideal goal, but have 4.5 years before I can apply for that.  I am 6+ *months*  post BK7, and have a C1 QS (good credit) for $3300, NFCU CR (from secured) for $2k and my local bank (CU) for $500.  

 

So, I did the pre-approval for the C1 site and came back with Venture (excellent credit) with all the subs avail......Also Savor (excellent credit) and all the subs for that.  I figured, I can meet the sub for the 60k (V) or the sub for $300 CB (Savor card) so I was like which one would be better for me.  

 

I hit apply for the Venture and got approved for $5k!!  Largest yet and qual for all the subs as well.  My main goal is to just let everything age now and let my INQ fall off and use my NFCU and Venture cards and sock drawer the other 2 cards.

Yall are amazing!!!

DC (5/25/2021)
Current: EQ8 656 EQ9 642
Current: EX8 640 EX9 642
Current: TU8 653 TU9 661
As of 12/08/21
$3300 C1 QS (good credit)
$2000 CashRewards NFCU (Secured Grad)
$500 Local CU
$5000 *newest card* Cap 1 Venture
1% Util
Message 1 of 25
24 REPLIES 24
Titans84
Established Contributor

Re: Capital One Venture Approval!!

Congrats on your Capital One Venture approval!

Current FICO 8:

Message 2 of 25
Rebuild2019
Valued Contributor

Re: Capital One Venture Approval!!

Congratulations 🎉🎈🎊 on your Venture Approval.

CARDS: Discover It | QuickSilver One | Kohl’s | BBT Spectrum Cash Rewards | BBT Bright | CITI Custom Cash | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574
Message 3 of 25
Trini88
Established Contributor

Re: Capital One Venture Approval!!

Congrats on your Venture approval!!! 🥳🎉🎊



Goal Cards:
Message 4 of 25
gdale6
Moderator Emeritus

Re: Capital One Venture Approval!!

Grats on your 5K Venture approval Smiley Happy

Message 5 of 25
M_Smart007
Legendary Contributor

Re: Capital One Venture Approval!!

Congrats on the C1 Venture approval.

Message 6 of 25
House1204
New Contributor

Re: Capital One Venture Approval!!

 


@wxman2021 wrote:

Hey everyone!  I have been wanting a good miles/travel card.  I am wanting to travel a bit more and figured lets see what we can work toward.  Now, AMEX (Delta) would be the ideal goal, but have 4.5 years before I can apply for that.  I am 6+ post BK7, and have a C1 QS (good credit) for $3300, NFCU CR (from secured) for $2k and my local bank (CU) for $500.  

 

So, I did the pre-approval for the C1 site and came back with Venture (excellent credit) with all the subs avail......Also Savor (excellent credit) and all the subs for that.  I figured, I can meet the sub for the 60k (V) or the sub for $300 CB (Savor card) so I was like which one would be better for me.  

 

I hit apply for the Venture and got approved for $5k!!  Largest yet and qual for all the subs as well.  My main goal is to just let everything age now and let my INQ fall off and use my NFCU and Venture cards and sock drawer the other 2 cards.

Yall are amazing!!!


Why do you say it will be 4.5 years before Amex? I think you can apply 5 years and 1 month after a bk.








Message 7 of 25
CreditMagic7
Super Contributor

Re: Capital One Venture Approval!!

Pretty amazing backstory on your part too. Congratulations!!

Message 8 of 25
Ilinferno
Established Contributor

Re: Capital One Venture Approval!!

That's great congrats on your new Venture card!




Closed:
Message 9 of 25
coreyb80
Senior Contributor

Re: Capital One Venture Approval!!

Congrats on the approval!

Message 10 of 25
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