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Capital One Venture X $20K SL

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mrskitty
Valued Member

Capital One Venture X $20K SL

I was instantly approved.

 

I have been eyeing this card for awhile and decided to bite the bullet since I'll be hitting the SUB for Hilton Honors Aspire next week. I was a little nervous because I had a collection report and paid in Sept 2022. I was denied for Chase Freedom in Nov (was trying to get trifecta). First credit card is C1 Quicksilver One from 18 years ago. 

USAALimitless- $18750
Capital One Quicksilver One- $3560
Navy Fed Flagship- $25000
Chase Sapphire Reserve- $24000
Hilton Aspire- $24000
Venture X- $20,000
Hilton Business- $10,000
AMEX Blue Business Plus- $10,000
AMEX Platinum
AMEX Gold
AMEX Green
Message 1 of 16
15 REPLIES 15
OniStringer
Regular Contributor

Re: Capital One Venture X $20K SL

Huge congratulations to that approval. Big SL

Started with LOW 500s - Actively rebuilding as of early 2019
//
Message 2 of 16
CH-7-Mission-Accomplished
Valued Contributor

Re: Capital One Venture X $20K SL


@mrskitty wrote:

I was instantly approved.

 

I have been eyeing this card for awhile and decided to bite the bullet since I'll be hitting the SUB for Hilton Honors Aspire next week. I was a little nervous because I had a collection report and paid in Sept 2022. I was denied for Chase Freedom in Nov (was trying to get trifecta). First credit card is C1 Quicksilver One from 18 years ago. 


If that 18-year-old Cap 1 care is really a Quicksilver One, you should upgrade it to the Quicksilver and save the $39 annual fee.   There is a button buried in their website that says something like "look for offers" or something like that.  I understant wanting to keep it because it's so old but turn it into something that has no annual fee.

Message 3 of 16
EAT_SLEEP_JEEP
Valued Contributor

Re: Capital One Venture X $20K SL

Congrats on the huge SL

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $33,000/WELLS FARGO AUTOGRAPH $8200 CL /

SOCK DRAWERED/ FNBO JEEP CARD $7700/ CAPITAL ONE QUICKSILVER $3000 SL/ APPLE CARD $6500/ / PAYPAL CREDIT LINE $1700
Message 4 of 16
mgood
Valued Contributor

Re: Capital One Venture X $20K SL

Congrats on the X and a very nice SL!



Starting Score: EQ8 680, TU8 713, EX8 701
Current Score: EQ8 778, TU8 766, EX8 770 as of April 25
Goal Score: EQ8 780, TU8 780, EX8 780

Take the myFICO Fitness Challenge
AZE4 - 2% Utl - New Accts: 3/6, 4/12, 7/24
Message 5 of 16
CreditAggie
Community Leader
Super Contributor

Re: Capital One Venture X $20K SL

Congratulations on your Venture X approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 16
mrskitty
Valued Member

Re: Capital One Venture X $20K SL

Thank you. 

I don't get an annual fee. The QS1 used to be Orchard Bank and had a $500 SL. C1 bought the company years later and was converted to QS1. I am in the military so I applied for SCRA after 10 years in the military. C1 lowered the APR and sent me a reimbursement check for almost $800! 


I've had small CLI's over the years and is the lowest limit of all my cards. 

USAALimitless- $18750
Capital One Quicksilver One- $3560
Navy Fed Flagship- $25000
Chase Sapphire Reserve- $24000
Hilton Aspire- $24000
Venture X- $20,000
Hilton Business- $10,000
AMEX Blue Business Plus- $10,000
AMEX Platinum
AMEX Gold
AMEX Green
Message 7 of 16
JoeRockhead
Senior Contributor

Re: Capital One Venture X $20K SL

Outstanding SL, congratulations on your new Venture X!

Message 8 of 16
CH-7-Mission-Accomplished
Valued Contributor

Re: Capital One Venture X $20K SL


@mrskitty wrote:

I was instantly approved.

 

I have been eyeing this card for awhile and decided to bite the bullet since I'll be hitting the SUB for Hilton Honors Aspire next week. I was a little nervous because I had a collection report and paid in Sept 2022. I was denied for Chase Freedom in Nov (was trying to get trifecta). First credit card is C1 Quicksilver One from 18 years ago. 


Now log in and ask for a CLI.   I read elsewhere that they were doubling limits immediately and mine went from 20k to 40k before I got the card.   Lots of others followed my post and had the same experience.   Ask for 40k if it asks what you want.   It's a SP.   

Message 9 of 16
mrskitty
Valued Member

Re: Capital One Venture X $20K SL

Double post.

USAALimitless- $18750
Capital One Quicksilver One- $3560
Navy Fed Flagship- $25000
Chase Sapphire Reserve- $24000
Hilton Aspire- $24000
Venture X- $20,000
Hilton Business- $10,000
AMEX Blue Business Plus- $10,000
AMEX Platinum
AMEX Gold
AMEX Green
Message 10 of 16
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