Capital One Venture X $20K SL

[mrskitty]

I was instantly approved.

I have been eyeing this card for awhile and decided to bite the bullet since I'll be hitting the SUB for Hilton Honors Aspire next week. I was a little nervous because I had a collection report and paid in Sept 2022. I was denied for Chase Freedom in Nov (was trying to get trifecta). First credit card is C1 Quicksilver One from 18 years ago. 

[OniStringer]

Huge congratulations to that approval. Big SL

[CH-7-Mission-Accomplished]

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@mrskitty wrote:

I was instantly approved.

I have been eyeing this card for awhile and decided to bite the bullet since I'll be hitting the SUB for Hilton Honors Aspire next week. I was a little nervous because I had a collection report and paid in Sept 2022. I was denied for Chase Freedom in Nov (was trying to get trifecta). First credit card is C1 Quicksilver One from 18 years ago. 

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If that 18-year-old Cap 1 care is really a Quicksilver One, you should upgrade it to the Quicksilver and save the $39 annual fee.   There is a button buried in their website that says something like "look for offers" or something like that.  I understant wanting to keep it because it's so old but turn it into something that has no annual fee.

[NoMoreDebt]

Congrats on the huge SL

[mgood]

Congrats on the X and a very nice SL!

[CreditAggie]

Congratulations on your Venture X approval!

[mrskitty]

Thank you. 

I don't get an annual fee. The QS1 used to be Orchard Bank and had a $500 SL. C1 bought the company years later and was converted to QS1. I am in the military so I applied for SCRA after 10 years in the military. C1 lowered the APR and sent me a reimbursement check for almost $800! 

I've had small CLI's over the years and is the lowest limit of all my cards. 

[JoeRockhead]

Outstanding SL, congratulations on your new Venture X!

[CH-7-Mission-Accomplished]

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@mrskitty wrote:

I was instantly approved.

I have been eyeing this card for awhile and decided to bite the bullet since I'll be hitting the SUB for Hilton Honors Aspire next week. I was a little nervous because I had a collection report and paid in Sept 2022. I was denied for Chase Freedom in Nov (was trying to get trifecta). First credit card is C1 Quicksilver One from 18 years ago. 

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Now log in and ask for a CLI.   I read elsewhere that they were doubling limits immediately and mine went from 20k to 40k before I got the card.   Lots of others followed my post and had the same experience.   Ask for 40k if it asks what you want.   It's a SP.   

[mrskitty]

Double post.