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Capital One Venture X - 75K Miles - Approved!

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ultimaterewardsguy357
Regular Contributor

Capital One Venture X - 75K Miles - Approved!

Excited to share that I applied for the Venture X earlier today and was instantly approved for a $20,000 SL. Not a bad way to close the year! See the previous denial post here, HTH. GL!

 

DPs:

Prior/Existing Capital One Relationship:

  • No current accounts.
  • CapOne QS1, 2018 - 2020, closed 6/2020.
  • Secured Mastercard, 2019 - 2020,  closed 10/2020.
  • CapOne Plat closed in 2014 and is no longer on credit reports.

 

AT THE TIME OF APP - 5:20 PM CST - 11/11/2022

  • 5/24 Status: 4/24
  • TU INQ: 2 (6 Months); 3 (12 Months)
  • EQ INQ: 1 (6 Months); 2 (12 Months)
  • TU/EQ Accounts: 0 (6 Months); 2 (12 Months)

 

  • UTL: 4%
  • FICO 8 CS: EX 764, EQ 763, TU 757
  • AAoA: 6 years, 1 month
  • AoOA: 15 years, 1 month
  • Income: $90K - $100K

 

Current CC:

  1. Discover It Cash Back, $7,000 CL, opened 12/2019
  2. Sapphire Reserve, $10,000 CL, opened 9/2020
  3. Freedom, $2,000 CL, opened 10/2020
  4. Ink Business Cash, $8,400 CL, opened 9/2021
  5. Wyndham Business, $2,850 CL, opened 10/2021
  6. Altitude Reserve, $10,000 CL, opened 10/2021
  7. Amex Business Platinum, opened 11/2021
  8. Hilton Honors Business, $1,000 CL, opened 2/2022
  9. Schwab Platinum, opened 2/2022
  10. Amex Business Platinum, opened 3/2022
  11. Ink Business Unlimited, $5,000 CL, opened 4/2022
  12. Freedom Unlimited, $2,000 CL, opened 4/2022
  13. Hawaiian Business, $2,500 CL, opened 5/2022
  14. Business Gold, opened 7/2022
  15. Amex Business Platinum, opened 8/2022
  16. Marriott Bonvoy Business, $10,300 CL, opened 8/2022
  17. Ink Business Preferred, $10,000 CL, opened 11/2022
  18. Venture X, $20,000 CL, opened 11/2022
10/23/2023 [FICO Score 8] EX: 768 TU: 761 EQ: 777

Future Cards:
Message 1 of 14
13 REPLIES 13
FireMedic1
Community Leader
Mega Contributor

Re: Capital One Venture X - 75K Miles - Approved!

Congrats. Question.........................

AT THE TIME OF APP - 5:20 PM CST - 11/11/2022

5/24 Status: 4/24 With 11 new accounts this year?

TU INQ: 2 (6 Months); 3 (12 Months)

EQ INQ: 1 (6 Months); 2 (12 Months)

TU/EQ Accounts: 0 (6 Months); 2 (12 Months)


Message 2 of 14
ultimaterewardsguy357
Regular Contributor

Re: Capital One Venture X - 75K Miles - Approved!


@FireMedic1 wrote:

Congrats. Question.........................

AT THE TIME OF APP - 5:20 PM CST - 11/11/2022

5/24 Status: 4/24 With 11 new accounts this year?

TU INQ: 2 (6 Months); 3 (12 Months)

EQ INQ: 1 (6 Months); 2 (12 Months)

TU/EQ Accounts: 0 (6 Months); 2 (12 Months)


Yes! Smiley Happy That's the great thing about business cards is that they don't add to 5/24. If you refer back to the accounts listed, you'll notice that only two personal cards have been opened this year, the remaining apps are business cards from issuers that don't report to personal credit reports - such as Amex, Barclays, Chase, etc. 5/24 takes into account personal accounts AND business accounts that report to personal credit files - notably TD Bank, UBS, Discover, Capital One Spark Mile, to name a few.

10/23/2023 [FICO Score 8] EX: 768 TU: 761 EQ: 777

Future Cards:
Message 3 of 14
user979797
Established Contributor

Re: Capital One Venture X - 75K Miles - Approved!

Congrats on your approval after denial and your great SL Smiley Happy

>
Message 4 of 14
CreditAggie
Community Leader
Super Contributor

Re: Capital One Venture X - 75K Miles - Approved!

Congratulations on your Venture X approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 14
WasteMgmt
Regular Contributor

Re: Capital One Venture X - 75K Miles - Approved!

Congrats! Now time to hit that sub. 


CapitalOne Venture X, CapitalOne Quicksilver, Chase Sapphire Preferred, Chase Freedom OG, Chase Freedom OG, Amex BCE, Wells Fargo Autograph
Last application 5/2023
Message 6 of 14
KingRue8500
Senior Contributor

Re: Capital One Venture X - 75K Miles - Approved!

Congrats on your Capital One Venture X approval




Message 7 of 14
gdale6
Moderator Emeritus

Re: Capital One Venture X - 75K Miles - Approved!

That is a pretty healthy SL out of Cap-1, grats on getting it!!

Message 8 of 14
Ontherise2020
Frequent Contributor

Re: Capital One Venture X - 75K Miles - Approved!

Congrats on the great SL on your Capital One Venture Card!

FICO Scores:
EX 715
TU 750
EQ 739
FICO 9 773
Message 9 of 14
cashorcharge
Community Leader
Super Contributor

Re: Capital One Venture X - 75K Miles - Approved!

WooHoo!! Congratulations on your Cap1 X Approval!!👏🏼🍾🥂

Message 10 of 14
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