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Capital one CLI Spark Business 4500 to 7,450 & Quick Silver 1600 to 2,100

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Capital one CLI Spark Business 4500 to 7,450 & Quick Silver 1600 to 2,100

Classic spark business 4,400 to 7,450 I product changed this to the miles select Spark card.no annual fee.

 

Quicksilver 1600 to 2,100  Smiley Sad  the would not let me change this card to savor card. The rep told me they aren't currently changing quicksilver cards to savor cards. This card was originally a basic platinum capital one card. MY FIRST credit card.

 

Experian 715, Equifax  722,  TransUnion 719.  These scores will take a hit soon. I have two new cards that haven't reported yet 1 from Amex another from Citi 

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6 REPLIES 6
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Super Contributor

Re: Capital one CLI Spark Business 4500 to 7,450 & Quick Silver 1600 to 2,100

Congratulations on your CLIs!
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Mega Contributor

Re: Capital one CLI Spark Business 4500 to 7,450 & Quick Silver 1600 to 2,100


@Blacksovereign1987 wrote:

Classic spark business 4,400 to 7,450 I product changed this to the miles select Spark card.no annual fee.

 

Quicksilver 1600 to 2,100  Smiley Sad  the would not let me change this card to savor card. The rep told me they aren't currently changing quicksilver cards to savor cards. This card was originally a basic platinum capital one card. MY FIRST credit card.

 

Experian 715, Equifax  722,  TransUnion 719.  These scores will take a hit soon. I have two new cards that haven't reported yet 1 from Amex another from Citi 


Welcome To myFICO Forums and

 

Message 3 of 7
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Senior Contributor

Re: Capital one CLI Spark Business 4500 to 7,450 & Quick Silver 1600 to 2,100


@Blacksovereign1987 

Congrats on the cli's!  I'm really interested how you pc'd the classic to Miles.  Also, do you think that helped spur a cli?  They are stingy, can't get them to budge.  How long have you had your classic/miles?

"My Take Home Pay Won't Take Me Home"
Scores updated 5/26/20: Exp 734, TU 751, EQ 744
Message 4 of 7
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Re: Capital one CLI Spark Business 4500 to 7,450 & Quick Silver 1600 to 2,100


@GApeachy wrote:

@Blacksovereign1987 

Congrats on the cli's!  I'm really interested how you pc'd the classic to Miles.  Also, do you think that helped spur a cli?  They are stingy, can't get them to budge.  How long have you had your classic/miles?


Hey, it was actually in reverse got the cli first. Then I called the number behind the card for a product change. When I checked the website it didn't show any PC options available. I had the card since 2015. It was originally a 1000 limit. I got a cli to 2k. then the 3rd cli 4500. now I have it at 7,450.  BOTH of these cards I got in my early years of credit. 1st credit card 2015. My credit scores were horrible back then, lower 600s. I also had a collection for a light bill that FINALLY came off my report and my credit scores jumped dramatically. I'm trying to get all my cards to 10,000 s starting limits before 2021. I have 10 cards now.  I have these two cards. chase sapphire reserve, chase freedom, Delta Amex going to downgrade this, Amex everyday preferred,  2 Citi double cash 1 of these double cash cards is new hasn't reported yet. Discover it. Marriot business Amex. 

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Senior Contributor

Re: Capital one CLI Spark Business 4500 to 7,450 & Quick Silver 1600 to 2,100


@Blacksovereign1987

That's awesome, you're doing real well....congrats again and thanks for getting back to me.  

"My Take Home Pay Won't Take Me Home"
Scores updated 5/26/20: Exp 734, TU 751, EQ 744
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Moderator

Re: Capital one CLI Spark Business 4500 to 7,450 & Quick Silver 1600 to 2,100

Grats on the double play Smiley Happy
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

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