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Today i was pretty shocked, I got approved for a CapOne Platinum card at $3k SL even though my account with them was a charge off in 2016.
after being declined for a Best Buy with Citi Bank
starting to feel like maybe I'm doing something right 🤷♂️
now to garden for another year and maybe I'll finally be able to get some better cards with more rewards and whatnot.
Congrats!
That's terrific!!! Congratulations on your approval!!
Grats on getting back in with Cap-1 and a nice SL to boot
Congrats!
Congrats! A 3k starting line is their max starting line on a "rebuilder card." It can grow in time. Just follow the process and know Cap1 LOVES to see large spend and large payments for several months consecutively before granting an increase. Good news is the CLI requests can be done daily with Cap1 and are soft pulls.
Best of luck!
Congratulations on your approval!
So my current daily spender is my NFCU Signature Rewards, big spend and big payments.
should I transition to Cap One for daily spend for the time being to improve my chances on CLI?
the SL with NFCU was $15k! That was my first ever unsecured since my accident in 2016.